Simulate your monthly loan repayments
This simulation is calculated for information purposes only, without any commitment as to its completeness, accuracy, or timeliness, and does not imply any commitment or agreement on the part of BIL.
Example: A loan of EUR 500,000.00, repayable over 25 years at a borrowing rate of 3.75% per annum, unchanged over the entire term of the loan, gives rise to 300 monthly repayments of EUR 2553.56 The Annual Percentage Rate (APR) is 3.82% per annum. Total amount owed by the borrower: EUR 766.068,00 (excluding insurance and any administration fees). Please note that this APR is calculated on the basis of an interest rate remaining at the level set for the initial period throughout the term of the contract.
Special Spring offer. As part of a global project, a loan of up to 300,000 EUR, with a fixed rate of 2.69% for an initial period of 5 years, revisable thereafter, results in an initial monthly repayment of 1.369,75 EUR (for amortisation over a total loan duration of 25 years). The Annual Percentage Rate (APR) is 2.72 % per year. Total amount due by the borrower if the rate remains unchanged throughout the loan duration: 410.925,00 EUR (excluding insurance and possible file fees).
Eligibility conditions for the Spring special offer:
- - Reserved for new acquisitions or new constructions (renegotiations of conditions on existing loans excluded),
- - Financing project to be divided into at least 2 separate loan tranches (all durations), including one tranche of a maximum of 300,000 EUR, with a promotional rate of 2.69%, adjustable after 5 years,
- - Any credit application is subject to the acceptance of the file by the Bank, which reserves the right not to apply the promotional offer after the risk analysis of the project for the Bank and the client.
