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Cross border

Do you work in Luxembourg and live in France, Belgium or Germany? BIL offers you all the benefits of major Luxembourg bank and meets all your needs in terms of managing your everyday banking transactions, savings, investments and financing of your projects, etc.

Whether you want a branch that’s close to work or home, the choice is yours!

A good relationship depends above all on constructive dialogue and attentiveness to your needs. By choosing BIL, you can call on the advice of a relationship manager either by phone or in-branch. This person is your dedicated point of contact.

In order to make getting into contact with your relationship manager easier, you can choose your preferred BIL branch from the 30 situated in the heart of the country and the 10 located along the borders.

Our branches’ opening hours are designed to suit cross-border workers; they do not close at lunchtime and have longer opening hours until 7 p.m. on Wednesdays.

This means that you can meet your relationship manager without having to juggle your schedule!

The Contact and Services Centre is also available to answer any questions over the phone from 8 a.m. to 7 p.m. Monday to Friday.

Choose your BIL branch

Everyday banking solutions tailored to your situation

Would you like to make cash withdrawals in Luxembourg and throughout Europe without having multiple bank cards and paying additional fees? Would you like to set up automatic direct debits to pay your recurring costs and subscriptions? What about making international transfers or taking advantage of insurance and assistance services when you travel?
To meet your day-to-day needs, BIL has some efficient solutions on offer:

  • All-in-one accounts offering a package of products and services: BIL Home, BIL City and BIL World
  • A fully online account: BIL Direct
  • Customisable V PAY and V PAY Servicard debit cards
  • Visa and MasterCard credit cards

Find out more

BIL, always with you!

Thanks to our efficient online banking solutions, you can now access your accounts and carry out all everyday banking transactions 24/7.

  • Your BILnet client area: you can securely manage and monitor your accounts on a daily basis from your computer, tablet or smartphone.
  • BILnet mobile app: our app offers you secure access to all of your BILnet client area. You can also use all the features offered by QuickBanking TM quickly and without a Token: check your accounts in the blink of an eye, transfer limited amounts of money to external beneficiaries and even withdraw cash without a bank card.
  • Digicash mobile app: transform your mobile into a real means of payment! Using the Digicash app, you can make payments simply by scanning a QR code in store or online.

Find out more

Take advantage of special rates on your mortgage

Would you like to finance the purchase of your main residence in France, Belgium or Germany? Making a rental investment or buying a second home in the Greater Region? Undertaking renovation work? You can now take out a loan with BIL and benefit from historically low rates!

The benefits of a BIL mortgage:

  • Take advantage now of special interest rates
  • Choose from our three à la carte loan options: fixed, adjustable and variable rate
  • You can define the duration of your loan repayments, spreading over a period of up to 40 years without passing the legal retirement age
  • Enjoy tax benefits
  • Online exclusive: We will waive the loan application fees (EUR 500) if you complete your application online!

Simulate your mortgage

Are you a cross border commuting young professional? (18-29 years old)

You just started your working life in Luxemburg?

To ease your transition into the world of work, BIL has a range of free products and services on offer through its B-Active package.

B-Active offers you a whole host of benefits until your 30th birthday:

  • A no-charge current account
  • Free bank cards
  • The BILnet client area can be accessed on your computer, tablet or smartphone
  • Special offers and discounts on your social outings and leisure activities all over Europe

Find out more

Contact us

Would you like to be put in touch with a relationship manager?

Make an appointment