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Mortgage savings

Plan ahead for your real estate projects in Luxembourg or Germany Would you like to save for the purchase of a property in Luxembourg or Germany, for renovations or for home improvements? Are you prepared to save over the long term?

Advantages

Advantages of the plan

No risk to your capital or the interest
Choice of amount of monthly contributions
Savings that offer returns and are easily accessible
Possibility, at the end of the plan, to take out a mortgage at an attractive fixed rate to finance your real estate project in Luxembourg or Germany. This rate is defined when you sign the plan.

Tax benefits

Very attractive tax regime in Luxembourg for this type of product
Up to EUR 672 per year and per person belonging to the household for tax purposes is tax-deductible
The credit interest on a mortgage savings plan, credited each year, is not subject to the 10% withholding tax in Luxembourg

How to apply?

Visit the BIL branch of your choice to open your Wüstenrot mortgage savings plan. For any changes to your contract (e.g. a change in the amount of your savings), contact your BIL relationship manager.

Make an appointment