Combine tax benefits
Attractive tax regime in Luxembourg for this type of product
You benefit from significant tax deductions throughout the term of the policy (minimum term: ten years). Indeed, all or part of the amount of the premiums paid can be deducted from your tax base according to the ceilings shown below.
|
Under 40 |
40 to 44 |
45 to 49 |
50 to 54 |
55 to 75 |
| Tax-deductible ceiling |
EUR 1,500 |
EUR 1,750 |
EUR 2,100 |
EUR 2,600 |
EUR 3,200 |
If you are married, your spouse can obtain the same benefits by taking out a second plan, for which the deductible premiums will depend on their age on 1 January of the year in which they take out the plan. At the end of the plan, the lump sum is taxable in Luxembourg at half the global rate and 50% of the annuity is tax exempt.
Your BIL relationship manager is at your service to discuss these tax measures in more detail.
