Alerte phishinghttps://www.bil.com/en/Lists/BILInternetAlerts/DispForm.aspx?ID=1Alerte phishing<b>Alert: e-mail fraud attempts underway!</b><br><br> Be vigilant, fraudsters are trying to pass themselves off as BIL by sending you an e-mail inviting you to click on a fake BILnet link. Do not share any personal information and do not click on this link. BIL will NEVER ask you by text message, e-mail or telephone for your LuxTrust login and password (used in BILnet), or for your bank card number or secret code. <br><br>If you believe you are the victim of attempted fraud or in the event of fraudulent use of your card, contact Worldline by calling <a href="tel:+352491010">+352 4910-10</a>.1

Discover our exclusive range of banking offers

Dive into our selection of banking packages, designed to meet all your financial needs.

Discover our exclusive range of banking offers

Dive into our selection of banking packages, designed to meet all your financial needs.

Find the perfect package for you
How old are you?
Under 30 years old
Over 30 years old
What is your financial situation?
Regular income
Irregular income
Do you want a credit card?
Yes
No
What is your family situation?
Single
Single
with children
In a relationship
In a relationship
with children
How often do you travel?
Less than 3 times a year
More than 3 times a year
Question
1
/5
Our recommendation
BIL Silver
BIL Gold
BIL Platinum
The practical solution for your daily finances: an immediate debit card, usable in stores and online with complete security.
The ideal banking offer for worry-free travel: multiple payment cards, including the BIL Visa Gold, with comprehensive insurance and assistance for your travels, purchases, and unforeseen events.
Designed for 18 to 29-year-olds: all the benefits of BIL Gold at 0€/month* with the BIL Visa Gold card. Enjoy comprehensive travel insurance and assistance, as well as exclusive benefits to discover the world with peace of mind.
The ideal solution for a premium experience: high-end cards, extended insurance, and exclusive benefits tailored to your lifestyle.
VISA Debit
VISA Debit
VISA Gold
VISA classic
2x VISA Debit
VISA Platinum
VISA Gold
Make BIL your main bank!
Have your salary paid into your BIL account and benefit from a reduced rate!
See reduced rate
i

Have your salary paid into your BIL account and benefit from a reduced rate.

Make BIL your main bank!
Have your salary paid into your BIL account and benefit from a reduced rate.
We recommend
BIL Silver
We recommend
BIL Gold
We recommend
BIL Platinum
See reduced rates
i

Have your salary paid into your BIL account and benefit from a reduced rate.

BIL Silver
5€ / month
A monthly fee of €3.50 will be charged, provided that a minimum of €1,500 is paid into the account during the reference period and booked to the account from which the package fee is debited . Otherwise, a fee of €5/month will be applied.
Subscribe
This pricing will take effect as from the 1st January 2025.
BIL Gold
11,90€ / month
Free for 18-29 year olds
A monthly fee of €9.90 will be charged, provided that a minimum of €2,500 is paid into the account during the reference period and booked to the account from which the package fee is debited . Otherwise, a fee of €11.90/month will be applied.
Subscribe
This pricing will take effect as from the 1st January 2025.
BIL Platinum
21,90€ / month
A monthly fee of €19.90 will be charged, provided that a minimum of €3,500 is paid into the account during the reference period and booked to the account from which the package fee is debited . Otherwise, a fee of €21.90/month will be applied.
Subscribe
This pricing will take effect as from the 1st January 2025.
BANK CARDS
Bank cards will only be issued once your application has been accepted. Bank cards are not automatically ordered when you subscribe to a package. Once your account has been activated, order the card(s) on BILnet.
BIL Visa Debit
BIL Visa Classic
2€ / month
2€ / month
BIL Visa Gold
6€ / month
BIL Visa Platinum
17€ / month
17€ / month
BASIC FEATURES
Current accounts
1
Unlimited
Unlimited
Savings accounts
5€ / year
Unlimited
Unlimited
Investment accounts
DIGITAL AND ONLINE FEATURES
BILnet online banking
LuxTrust Mobile
Mobile payments Apple Pay, Google Pay
Monthly electronic statement
PAYMENTS AND WITHDRAWALS
Electronic Euro transfers
Unlimited
Unlimited
Unlimited
Instant transfers
Free and unlimited instant payments in Luxembourg and at banks in the SEPA zone offering instant payments.
Unlimited
Free and unlimited instant payments in Luxembourg and at banks in the SEPA zone offering instant payments.
Unlimited
Free and unlimited instant payments in Luxembourg and at banks in the SEPA zone offering instant payments.
Unlimited
Monthly ATM withdrawals (BIL network)
Unlimited
Unlimited
Unlimited
Monthly ATM withdrawals (outside BIL network)
2,50€
1 free / month, then 2€ per withdrawal
1 free
2 free / month, then 2€ per withdrawal
2 free
Non-SEPA incoming transfer
0.20 % of amount min. 5 € / max. 40 €
0.20 % of amount min. 5 € / max. 40 €
Unlimited
Non-SEPA outgoing transfer
0.15 % min. 5 € / max. 100 €
0.15 % min. 5 € / max. 100 €
0.15 % min. 5 € / max. 100 €
CREDIT FACILITIES
  • The conditions applied to loans depend on your ability to repay, the guarantees provided and the purpose of the loan.
  • The final rate applied will only be known once the application has been analysed.
  • All loans and overdrafts are subject to acceptance of your application.
Bank guarantee
2 % min. 75€ / 0,50 % min. 25€ per trimester
for new applications
Free
for new applications
Free
Authorised overdraft application fee
1 % min. 75€
Free
Free
Authorised overdraft rate
-
-25 bps
-50 bps
Personal loan application fee
min. 250€
min. 125€
-50%
min. 125€
-50%
Mortgage application fee
0,50% min. 350€
min. 350€
-0,50%
min. 350€
-25%
PURCHASE PROTECTION
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
In-store purchase protection
-
Up to 2.500€ / claim and 5.000€ / year
Up to 5.000€ / claim and 10.000€ / year
Online purchase protection
-
Up to 1.500€ / claim and 5.000€ / year
Up to 2.500€ / claim and 10.000€ / year
TRAVEL AND THEFT INSURANCE
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
Travel accident
-
Up to 200.000€ per claim
Up to 200.000€ per claim
Missed departure
-
Up to 750€ per claim
Up to 750€ per claim
Delayed flight
-
Up to 200€ per claim
Up to 200€ per claim
Travel cancellation
-
Up to 5.000€ per claim
Up to 15.000€ per claim
Flight refund service
-
Delayed luggage
-
Up to 1.000€ per claim
Up to 1.000€ per claim
Stolen luggage
-
Up to 2.500€ per claim
Up to 2.500€ per claim
Travellers assistance
-
Medical expenses abroad
-
Up to 50.000€ per claim
Up to 250.000€ per claim
Smart Delay
-
-
90 min late = lounge access for you + 3 guests
Airport lounge access
-
-
2 entries (discount on subsequent entries)
LoungeKey membership
-
-
Car rental insurance
-
-
Up to 10.000€ per claim
LEISURE INSURANCE
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
Ski equipment
-
Up to 750€ per claim
Up to 1.000€ per claim
Ski assistance
-
EVERYDAY INSURANCE
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
Home assistance
-
-
Legal information
-
-
Bike assistance
-
-
Medical assistance
-
-
Smartphone theft cover
-
-
Up to 1.000€ per claim
Car accident and breakdown cover
-
-
BANK CARDS
1. Bank cards will only be issued once your application has been accepted. Bank cards are not automatically ordered when you subscribe to a package. Once your account has been activated, order the card(s) on BILnet.
BIL Visa Debit
BIL Visa Classic
2€ / month
2€ / month
BIL Visa Gold
6€ / month
BIL Visa Platinum
17€ / month
17€ / month
BASIC FEATURES
Current accounts
1
Unlimited
Unlimited
Savings accounts
5€ / year
Unlimited
Unlimited
Investment accounts
DIGITAL AND ONLINE FEATURES
BILnet online banking
LuxTrust Mobile
Mobile payments Apple Pay, Google Pay
Monthly electronic statement
PAYMENTS AND WITHDRAWALS
Electronic Euro transfers
Unlimited
Unlimited
Unlimited
Instant transfers
Free and unlimited instant payments in Luxembourg and at banks in the SEPA zone offering instant payments.
Unlimited
Unlimited
Unlimited
Monthly ATM withdrawals (BIL network)
Unlimited
Unlimited
Unlimited
Monthly ATM withdrawals (outside BIL network)
2,50€
1 Free1 free / month, then 2€ per withdrawal
2 Frees2 free / month, then 2€ per withdrawal
Non-SEPA incoming transferA
0.20 % of amountmin. 5€ / max. 40€
0.20 % of amountmin. 5€ / max. 40€
Unlimited
Non-SEPA outgoing transfer
0,15% of amountmin. 5€ / max. 40€
0,15% of amountmin. 5€ / max. 40€
0,15% of amountmin. 5€ / max. 40€
CREDIT FACILITIES
  • The conditions applied to loans depend on your ability to repay, the guarantees provided and the purpose of the loan.
  • The final rate applied will only be known once the application has been analysed.
  • All loans and overdrafts are subject to acceptance of your application.
Bank guarantee
2% min. 75€ / 0,5% min. 25€ per trimester
Freefor new applications
Freefor new applications
Authorised overdraft application fee
1% min. 75€
Free
Free
Authorised overdraft rate
-
-25 bps
-50 bps
Personal loan application fee
min. 250€
-50%min. 125€
-50%min. 125€
Mortgage application fee
0,50%min. 350€
0,50%min. 350€
-25%min. 350€
PURCHASE PROTECTION
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
In-store purchase protection
-
Up to 2.500€ / claim and 5.000€ / year
Up to 5.000€ / claim and 10.000€ / year
Online purchase protection
-
Up to 1.500€ / claim and 5.000€ / year
Up to 2.500€ / claim and 10.000€ / year
TRAVEL AND THEFT INSURANCE
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
Travel accident
-
Up to 200.000€ per claim
Up to 200.000€ per claim
Missed departure
-
Up to 750€ per claim
Up to 750€ per claim
Delayed flight
-
Up to 200€ per claim
Up to 200€ per claim
Travel cancellation
-
Up to 5.000€ per claim
Up to 15.000€ per claim
Flight refund service
-
Delayed luggage
-
Up to 1.000€ per claim
Up to 1.000€ per claim
Stolen luggage
-
Up to 2.500€ per claim
Up to 2.500€ per claim
Travellers assistance
-
Medical expenses abroad
-
Up to 50.000€ per claim
Up to 250.000€ per claim
Smart Delay
-
-
90 min late = lounge access for you
+ 3 guests
Airport lounge access
-
-
2 entries
(discount on subsequent entries)
LoungeKey membership
-
-
Car rental insurance
-
-
Up to 10.000€ per claim
LEISURE INSURANCE
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
Ski equipment
-
Up to 750€ per claim
Up to 1.000€ per claim
Ski assistance
-
EVERYDAY INSURANCE
  • BIL Gold offer: The BIL Visa Gold insurance and assistance policy applies.
  • BIL Platinum offer: The BIL Visa Platinum insurance and assistance policy applies.
Home assistance
-
-
Legal information
-
-
Bike assistance
-
-
Medical assistance
-
-
Smartphone theft cover
-
-
Up to 1.000€ per claim
Car accident and breakdown cover
-
-
Download the full table of our banking offers
Download the full table of our banking offers
  • The applicable conditions, as well as additional information, are specified under the symbol ⓘ
  • This ✔ symbol indicates that this feature is included in the package