You can choose between variable-, revisable- and fixed-rate loans with all the benefits that each one presents.
A variable-rate mortgage is the type of financing that most closely tracks changes in market rates. Interest rate fluctuations affect your monthly repayments, which will be adjusted accordingly (depending on whether money market rates rise or fall).
Completely independent of fluctuations in the market during the period chosen, this mortgage offers a fixed rate throughout the mortgage over a maximum period of 20 years. With this option, you have complete security against a rise in market interest rates. However, you will not benefit from any falls in market rates. Your monthly repayments remain constant until the loan matures. You avoid unpleasant surprises and can plan your family budget with more certainty.
Flexible and very popular, the revisable-rate mortgage allows you to keep the interest rate unchanged for a given period, at the end of which you decide whether to enter into a fixed-, variable- or revisable rate period.
An innovative, efficient financing plan offering exclusive benefits:
- An attractive initial rate;
- Monthly repayments that fluctuate in line with the reference rate (falling if the reference rate falls);
- The guarantee that for a given period (e.g. the next 10 years), your interest rate will not exceed a predetermined limit.
Simulate your loan