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Together,
let's build a more responsible
future.

With BIL Invest Patrimonial, you invest in responsible funds, designed to support your projects while respecting your values.

Learn more
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Want to see your projects come to life?

Discover BIL Invest, a simple investment solution in investment funds.

Find out more
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No time to manage your investments?

Keep peace of mind with our "turnkey" approach.

Find out more
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Want to create your own
portfolio?

Choose our "à la carte" approach.

Find out more
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Scheduled investment

What if investing became automatic?

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    Commercial communication. Please read the prospectus of the BIL Invest fund before making any investment decisions.

    BIL Invest funds: a solution to prepare for your life projects

    Whether you are considering a real estate purchase, building up capital for your children, or preparing for retirement, investment funds could be an appropriate answer to growing your capital according to your investor profile.

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    How can you further optimise your savings?

    • Have you already assessed whether your current savings and investment solutions are sufficient to achieve your projects?
    • To go further and boost your savings, discover BIL Invest: our range of investment funds managed by experts.
    • Accessible to all investor profiles, BIL Invest offers you diversified investment solutions tailored to your objectives.
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    Your advantages with BIL Invest

    • Simple and fast: define your investor profile in BILnet and access BIL Invest funds that match your needs.
    • Growth potential: seize opportunities offered by financial markets and give more potential to your savings.
    • Controlled diversification: our experts build balanced portfolios tailored to your investment objectives.
    • Responsible investment: our funds are committed to a responsible investment approach, integrating environmental, social, and governance (ESG) criteria.
    • Local expertise: your savings are managed by our specialists based in Luxembourg.
    All benefits
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    Risks associated with investment funds

    • Risk of capital loss: the amounts you invest may go up or down.
    • Your investments are exposed to fluctuations and uncertainties of financial markets.
    • For complete information on all risks, consult the BIL Invest fund prospectus.

    Would you prefer to delegate?

    Opt for our « turnkey » approach:

    • Choice of the fund adapted to your investor profile among 4 funds.
    • Access to broad diversification across several financial instruments without having to manage or arbitrate your investments. Our specialists take care of it for you.
    • Responsible funds that take into account environmental, social, or governance criteria in their investment strategy, in addition to traditional financial criteria.

    BIL Invest Patrimonial

    Defensive

    • 3-year investment horizon
    • Limited but relatively stable returns
    • Prudent management targeting medium-term capital gains
    • Maximum equity portion of 25%

    BIL Invest Patrimonial

    Low

    • 3-year investment horizon
    • Limited but relatively stable returns
    • Modest proportion of the portfolio invested in riskier assets
    • Balanced management targeting medium-term capital gains
    • Maximum equity portion of 50%

    BIL Invest Patrimonial

    Medium

    • 4-year investment horizon
    • Greater potential capital growth through attractive returns
    • Risk of significant fluctuations and losses
    • Subfund aimed at investors with a relatively high risk profile
    • Maximum equity portion of 75%

    BIL Invest Patrimonial

    High

    • 5-year investment horizon
    • Significant proportion of the portfolio invested in riskier assets
    • High risk in exchange for potentially high returns
    • Priority given to long-term capital gains
    • Maximum equity portion of 100%
    Invest today

    Would you like to manage your own portfolio?

    Choose our « à la carte » approach

    • Select the fund(s) that match your objectives from a range of 8 BIL Invest funds.
    • Enjoy a wide choice covering different asset classes: by geographical area or asset type (equities, bonds).
    • Also discover 2 responsible funds that take into account environmental, social, and governance (ESG) criteria in their investment strategy, in addition to traditional financial criteria.

    Discover our 8 "à la carte" funds:

    • BIL Invest Equities Emerging Markets
    • BIL Invest Equities Europe
    • BIL Invest Equities US
    • BIL Invest Absolute Return
    • BIL Invest Bonds EUR Corporate Investment Grade
    • BIL Invest Bonds EUR High Yield
    • BIL Invest Bonds EUR Sovereign
    • BIL Invest Bonds Renta fund
    Invest now

    What if investing in funds became automatic?

    To make your life easier and save at your own pace, choose the Flexicav solution.
    Accessible, flexible, advantageous, and responsible, Flexicav allows you to invest automatically from as little as €50 per month in BIL Invest funds suited to your profile.

    Discover Flexicav