BILnet
en

 

 

Toolboxhttps://www.bil.com/en/Lists/BILInternetToolbar/DispForm.aspx?ID=4Toolbox<div id="page-header-tools"> <div id="page-header-usefultools"> <a href="javascript:void(0);"class="sub-link-1 is-usefultools" data-serialtip-trigger="usefultools">Toolbox</a> <ul class="page-header-tooltip" data-serialtip="usefultools"> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/Pages/contact.aspx#section-map">Branches and ATM</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/products-and-services/borrow/Pages/mortgage.aspx">Simulate your mortgage</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/products-and-services/borrow/Pages/personal-car-loan.aspx">Simulate your personal loan</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/products-and-services/save/Pages/savings-accounts.aspx#simulateur">Simulate your savings</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/products-and-services/invest/funds/Pages/Funds-list.aspx">BIL Invest funds</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/cutoff/en/cut-off.html">Cut-Off SDD</a></li> </ul> </div> </div>4
Access BILnet accountshttps://www.bil.com/en/Lists/BILInternetToolbar/DispForm.aspx?ID=1Access BILnet accounts<a id="bilnetlu" class="linkToolbar" href="javascript:void(0);">Access BILnet accounts</a>1

Exclusive offers for newcomers

Moien,
Welcome to
Luxembourg!

Want more information?

Welcome!

Congratulations on your decision to live and work in Luxembourg!
Welcome to our beautiful country.
We know that as a newcomer, you have certain needs and requirements. That’s why we’ve put together a special offer just for you.

Enjoy free, unlimited
eurotransferts on BILnet

Finance the security deposit on your rental property

We provide a voucher worth EUR 150 to help you file your first tax return in Luxembourg

Manage your account from anywhere with BILnet internet banking

If you are aged under 35, you can enjoy up to 100%1 loan-to-value on your home

A car? A new kitchen? Bring your projects to life with our personal loan

Enjoy savings solutions tailored
to your situation

and access to a wide array
of investment products

Cards that suit to your needs... and personality  ;-)

With our special deal for newcomers, you get bank cards free of charge with one of our packages. Find one that’s right for you!

Payments and withdrawals

In Luxembourg

In Europe

Abroad

Possibility of paying in instalments

Contactless option

Deposits

Cash deposits at Servibank+ ATMsk

Insurance

Travel accident

Trip cancellation

Purchase protection

Insurance covering emergency spending while you are away

BIL V pay Free and customisable

BIL V Pay

A debit card that suits you.

Payments and withdrawals

In Luxembourg
In Europe
Abroad
Paying in instalments
Contactless option

Deposits

Cash deposits at Servibank + ATMsk/span>

Insurance

Travel accident
Trip cancellation
Purchase protection
Insurance covering emergency spending while you are away

Subscribe & Customise

Already a client?
BIL Visa Classic Included in the BIL City and BIL World packages

BIL Visa Classic

A credit card for withdrawals and payments in Luxembourg and around the world.

Payments and withdrawals

In Luxembourg
In Europe
Abroad
Paying in instalments
Contactless option

Deposits

Cash deposits atServibank + ATMsk

Insurance

Travel accident
Trip cancellation
Purchase protection

(from EUR 100 and up to EUR 500 per item)
General terms and conditions

Insurance covering emergency spending while you are away

subscribe

Already a client?
BIL Visa Gold Included in the BIL World package

BIL Visa Gold

A credit card for withdrawals and payments in Luxembourg and abroad with all the Gold benefits of MasterCard.

Payments and withdrawals

In Luxembourg
In Europe
Abroad
Paying in instalments
Contactless option

Deposits

Cash deposits atServibank + ATMsk

Insurance

  (and assistance)

 

 (up to EUR 5,000)
General terms and conditions

(from EUR 100 and up to EUR 2,500 per item)
General terms and conditions

(in the event of delays or cancellations, missed departures or connections, lost or delayed luggage)
General terms and conditions

Subscribe

Already a client?

Manage your accounts at any time and from anywhere with BILNET

Discover BILnet and its wide range of features using our videos!

Available on the App Store Get it on Google Play

BILnet, a complete, multi-device client space

  • BILnet, a complete, multi-device client space

  • QuickBankingTM: check your accounts at a glance!

  • DigiCash allows you to make payments using your mobile



Want more info on BILnet?

WE CAN HELP MAKE YOUR PLANS A REALITY.

Now that you’ve started a new chapter, let us help you make the most of it.

ARE YOU RENTING A HOME IN LUXEMBOURG FOR THE FIRST TIME?

We have flexible solutions allowing you to pay your security deposit and finance your moving costs.

  • Borrow up to five times the amount of your rent to pay your security deposit, and pay back your loan over a period of up to 36 months
  • You no longer need to tie up your savings, which remain at your disposal

Contact us

NEED A LITTLE HELP?

Whether it’s for a car, a new kitchen, or a home project... With our personal loan, you benefit from preferential terms to finance your plans.

  • Choose a repayment period from one to five years
  • Receive a prompt response to your loan application
  • Access your funds quickly
Read more

PLANNING TO BUY A HOME?

We offer financing solutions adapted to your needs.

  • Are you under 35? Enjoy up to 100%1 loan-to-value on your home
  • Reap the rewards of historically low interest rates
  • Take advantage of incentives granted by the Luxembourg government

Read more

Want to save and pay lower taxes? Here’s how!

It’s vital to plan for the future of you and your family. But did you know that we have tax-deductible savings solutions and other products eligible for the government guarantee scheme?

Discover our range of savings products and their benefits.

Savings Plus
Account 2

Do you want to gradually build up capital for a project or for contingencies? Discover the Savings Plus account.

Eligible for the government
guarantee scheme Find out more

Mortgage-savings Wüstenrot

Would you like to save up for the purchase of a property in Luxembourg or Germany, for renovations or for home improvements? Are you prepared to build up savings over the long term?

Eligible for the government
guarantee scheme Tax-deductible4 Find out more

Supplementary pension BIL Pension

Would you like to make the most of your retirement? Act now to build up personal savings to top up your state pension, with a range of pension insurance products suited to your current and future needs.

Tax-deductible4 Find out more

BIL Kids Future

Is your family growing? Start saving now to help your children with their future endeavours. Choose a life insurance policy and combine savings protection and tax benefits. Accessible from EUR 25 per month.

Tax-deductible4 Find out more
What does the government guarantee do for me? Estimate my tax deductions

As a newcomer to the country,
we offer you a voucher worth EUR 150 for our tax partner Memola & Partners* when you subscribe to any tax-deductible product

*Voucher valid for the tax return relating to the fiscal year in which the BIL tax-deductible product was purchased, or the following fiscal year.

Investment solutions for those who want more!

Want to take the management of your financial assets to the next level? We offer three investment solutions. The choice is yours!

  • Flexicav 5

    Flexicav is an investment fund savings scheme for people wanting to invest continuously on the financial markets.

    Flexicav is right for me because
    I want to invest regularly without worrying about fund management.

  • BIL structured products5

    Structured products are investment products that offer many advantages. They can be tailored to the specific needs of our clients, who are ever on the look-out for security, higher returns and, above all, transparency.

    BIL Structured Products is right for me because
    I want to maximise my return and diversify my portfolio.

  • BIL Invest5

    An investment fund suited to today's challenges. BIL Invest offers dynamic asset management that combines performance with risk management.

    BIL Invest is right for me because
    I want to invest in funds while choosing my own investment themes.

Contact a relationship manager about this offering

ARE YOU INTERESTED?

Take advantage of our special offer for newcomers today!
Contact us on
+352 4590-3000

Apply for one of our special accounts for newcomers at one of our branches
  • To finance the cost of buying your property.Offer subject to conditions and approval of your application.
  • The Savings Plus account can be opened in euro (EUR) or one of the following currencies: Danish krone (DKK), Norwegian krone (NOK), Swedish krona (SEK), Czech koruna (CZK), US dollar (USD), Australian dollar (AUD), Canadian dollar (CAD), New Zealand dollar (NZD), Hungarian forint (HUF), Swiss franc (CHF), pound sterling (GBP) or Polish zloty (PLN).
  • Offer subject to approval of your application.
  • Tax information varies depending on individual circumstances and is subject to change at any time.
  • Investment products are not risk-free. Please contact our BIL relationship managers to determine which products are most suited to your profile.

 

 

Footer-Surveyhttps://www.bil.com/en/Pages/Footer-Survey.aspxFooter-Survey<div id="page-footer-row-1"> <div class="page-wrapper"> <div id="page-footer-survey"> <div id="question-survey" data-step="default"> <span class="sub-question">Was this page useful? </span> <a href="javascript:void(0);" class="sub-button" id="oui-survey"><span class="sub-button-icon"></span> Yes</a> <a href="javascript:void(0);" class="sub-button" id="non-survey"><span class="sub-button-icon"></span> No</a> </div> <div id="merci-survey" data-step="confirm"> Thank you for your participation. </div> </div> </div> </div>
Footer-LU-Particuliershttps://www.bil.com/en/Pages/Footer-LU-Particuliers.aspxFooter-LU-Particuliers<div id="page-footer-row-2"> <div class="page-wrapper"> <ul id="page-footer-nav"> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/disclaimer.aspx">Legal notice</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/data-protection.aspx">Data protection</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/legal-documentation.aspx">Regulation</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/Documents/brochures/tarifs-en.pdf" target="_blank">Charges</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/index.aspx">Documentation</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/mifid.aspx">MiFID</a></li> <li><a class="sub-link-1" href="https://developer.bil.com/">PSD2 services</a></li> </ul> <p>Copyright © 2020 - Banque Internationale à Luxembourg SA All rights reserved.</p> <ul id="page-footer-socialnetwork"> <li><a class="sub-link-1" href="https://www.facebook.com/pages/Banque-Internationale-%c3%a0-Luxembourg/297442783622934" target="_blank"></a></li> <li><a class="sub-link-1" href="https://twitter.com/bil_lux" target="_blank"></a></li> <li><a class="sub-link-1" href="http://www.linkedin.com/company/2240549" target="_blank"></a></li> <li><a class="sub-link-1" href="https://www.youtube.com/user/BIL1856" target="_blank"></a></li> </ul> </div> </div>