Alerte phishinghttps://www.bil.com/en/Lists/BILInternetAlerts/DispForm.aspx?ID=1Alerte phishing<b>Alert: e-mail fraud attempts underway!</b><br><br> Be vigilant, fraudsters are trying to pass themselves off as BIL by sending you an e-mail inviting you to click on a fake BILnet link. Do not share any personal information and do not click on this link. BIL will NEVER ask you by text message, e-mail or telephone for your LuxTrust login and password (used in BILnet), or for your bank card number or secret code. <br><br>If you believe you are the victim of attempted fraud or in the event of fraudulent use of your card, contact Worldline by calling <a href="tel:+352491010">+352 4910-10</a>.1
BILnet - iOS 18https://www.bil.com/en/Lists/BILInternetAlerts/DispForm.aspx?ID=18BILnet - iOS 18<b>Information for users of iOS 18 on iPhone/iPad:</b> <br>BILnet may encounter problems when signing transactions with a LuxTrust product on your device. In an emergency, we recommend that you carry out your transaction from another device. If possible, we recommend that you avoid updating your device. Our teams are actively working to resolve this situation.18

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Large corporates

BIL's priority is to be a strategic partner to your company.

Our aim:

  • To fulfil all your banking and financial needs.
  • To develop customised solutions enabling you to deal with day-to-day issues.
  • To demonstrate responsiveness through an efficient organisation with local decision-making centres.

An experienced Relationship Manager is dedicated to each of our Large Corporate clients. The Relationship Manager is available to advise you, acting as the point of entry for all the services provided by BIL and its specialist partners (BIL Manage Invest, BIL Lease, BIL Fund & Corporate Services, Belair House, etc.).

For all your banking and financial needs, you can rely on the expertise of the Banque Internationale à Luxembourg.

 

 

Financinghttps://www.bil.com/en/corporations/large-corporates/Pages/financing.aspxFinancing<!-- section : personne responsable --> <div data-section="Introduction" class="section-default is-silver"> <div class="page-wrapper"> <div class="grid-person"> <div class="grid-person-col-2"> <p>Phone: <a href="tel:+35245905000"><i class="fa fa-phone"></i> <strong>+352 4590-5000</strong></a><br>Mail: <a href="mailto:contact@bil.com"><i class="fa fa-envelope"></i> <strong>contact@bil.com</strong></a></p> </div> </div> </div> </div> <!-- section : contenu --> <div data-section="Short-term financing" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-financement-courtterme.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Short-term financing</h2> <p><strong>Do you need to deal with occasional or regular cash <br>shortfalls?</strong></p> <p>BIL offers you various credit solutions to meet your cash requirements and operating cycle:</p> <ul class="list-check"> <li><strong>Overdraft facilities </strong> (confirmed) or current account overdraft facilities (unconfirmed).</li> <li><strong>Term loans</strong>, Money Market, cash advances.</li> <li><strong>Factoring of receivables</strong>, recourse or non-recourse forfeiting.</li> <li><strong>Leasing solutions </strong> for the Luxembourg market: movable equipment, vehicle fleet and IT systems.</li> </ul> <p><strong>To find out more about our cash management solutions, please get in touch with your BIL Relationship Manager.</strong></p> </div> </div> </div> <!-- section : contenu --> <div data-section="Structured financing" class="section-default is-silver"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-financement-structures.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Structured financing</h2> <p><strong>Would you like to make external acquisitions?<br>Do you plan to invest in real estate, industrial plant or capital goods?</strong></p> <p>BIL helps you grow by offering financing solutions adapted to your projects:</p> <ul class="list-check"> <li><strong>Bespoke investment loans</strong> for your expansion and investment projects.</li> <li><strong>Arrangement of club deals </strong> on the Luxembourg market.</li> <li><strong>Underwriting and syndicated loans for major investment or M&A projects :</strong> senior financing, investment and operations financing, debt refinancing, etc.</li> <li><strong>Participation in disintermediated financing:</strong> Schuldscheindarlehen, Euro PP, Private Placements, etc.</li> <li><strong>Bond issues, etc.</strong></li> </ul> <p><strong>To find out more about our structured financing solutions, please <a href="{%BIL_Internet_Root_URL_Luxembourg%}/en/individuals/Pages/contact.aspx" title="Contact">get in touch</a> with your BIL Relationship Manager.</strong></p> </div> </div> </div> <!-- section : contenu --> <div data-section="Issuing of financial guarantees" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-financement-garanties.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Issuing of financial guarantees</h2> <p><strong>Do you need to underwrite your obligations under public or private procurement contracts?<br>Do you wish to avoid using shareholders' equity to underwrite your contractual obligations?</strong></p> <p><b>BIL will commit itself and will provide</b>, subject to approval of your application, <b>a solid financial guarantee in a number of situations</b>(including but not limited to):</p> <ul class="list-check"> <li><strong>Payment guarantees</strong> for your business partners.</li> <li><strong>Performance bonds</strong> as part of public or private procurement contracts. This solution gives the prime contractor access to the funds needed for the proper completion of the work in the event of the company defaulting.</li> <li><strong>Guarantee of refund of deposit.</strong> It allows the prime contractor to obtain a refund of deposits paid to the company in the event of non-performance of the contract.</li> <li><strong>Customs guarantee.</strong></li> <li><strong>Guarantee of release </strong> in favour of a client.</li> </ul> <p><strong>To find out more, please <a href="{%BIL_Internet_Root_URL_Luxembourg%}/en/individuals/Pages/contact.aspx" title="Contact">get in touch</a> with your BIL Relationship Manager.</strong></p> </div> </div> </div> <div class="section-smallbottomnull is-silver"> <div id="mylifecontent" class="articles" data-categorie="mycompany-fr"></div> </div>
Cash flowshttps://www.bil.com/en/corporations/large-corporates/Pages/cash-flows.aspxCash flows<!-- section : personne responsable --> <div data-section="Introduction" class="section-default is-silver"> <div class="page-wrapper"> <div class="grid-person"> <div class="grid-person-col-2"> <p>Phone: <a href="tel:+35245905000"><i class="fa fa-phone"></i> <strong>+352 4590-5000</strong></a><br>Mail: <a href="mailto:contact@bil.com"><i class="fa fa-envelope"></i> <strong>contact@bil.com</strong></a></p> </div> </div> </div> </div> <!-- section : contenu --> <div data-section="Online banking solutions" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-tresorerie-banqueligne.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Online banking solutions</h2> <p><strong>Online banking provides a number of benefits!</strong></p> <ul class="list-check"> <li><strong>Time savings and responsiveness:</strong> by means of a simple Internet connection, you can view relevant information for all your accounts and quickly carry out transactions 24/7.</li> <li><strong>Ease of use:</strong> you can manage all your accounts, including international transactions, simply and securely.</li> <li><strong>Fees:</strong> you enjoy attractive rates for a number of services.</li> </ul> <p>BIL offers you highly practical solutions:</p> <ul class="list-check"> <li><strong><a href="{%BIL_Internet_Root_URL_Luxembourg%}/en/individuals/products-and-services/managing-day-to-day-finances/Pages/online-bank.aspx" title="BILnet online banking">BILnet</a> :</strong> you can access your accounts for viewing. You can check account balances and transaction details.</li> <li><strong>BILnet Pro:</strong> the BILnet Pro Internet platform enables the processing of transactions that require approval by multiple users based on their authorisation limits. This is the case in particular for transfers that require management authorisation (payroll, payments to providers, etc.).</li> <li><strong>MultiLine:</strong> you have direct access to all your professional accounts held at BIL or other Luxembourg banks. This platform makes managing the company's finances easier and enables you to make use of bank files in your accounting applications.</li> <li><strong>EBICS</strong>: take advantage of the Electronic Banking Internet Communication Standard (EBICS) multi-bank transmission protocol. This highly secure digital solution allows you to exchange bank data files online.</li> </ul> <p><strong>Please <a href="{%BIL_Internet_Root_URL_Luxembourg%}/en/individuals/Pages/contact.aspx" title="Contact">contact</a> your BIL Relationship Manager to find out more about our <a href="{%BIL_Internet_Root_URL_Luxembourg%}/en/individuals/products-and-services/managing-day-to-day-finances/Pages/online-bank.aspx" title="BILnet online banking">online banking</a> solutions.</strong></p> </div> </div> </div> <!-- section : contenu --> <div data-section="SEPA and SWIFT solutions" class="section-default is-silver"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-tresorerie-sepaswift.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">SEPA and SWIFT solutions</h2> <p><strong>BIL offers a wide range of solutions for optimising and protecting cash flows while cutting down on paperwork:</strong></p> <h3 class="title-3"><i class="fa fa-arrow-circle-o-right"></i> Domestic transfers</h3> <h3 class="title-3"><i class="fa fa-arrow-circle-o-right"></i> SEPA European payment services</h3> <ul class="list-check"> <li><strong>Cash flow management:</strong> Cash inflows, payments and transfers in euro to and from the SEPA zone countries (28 EU member states, Norway, Iceland, Switzerland, Monaco and Lichtenstein)</li> <li><strong>SEPA European direct debits </strong> let you make payments to your usual providers by automatic direct debit within a specified deadline.</li> <li><strong>SEPA Credit Transfers</strong> enable you to collect payments from clients in a secure and standardised manner (no difference between national and foreign clients).</li> </ul> <h3 class="title-3"><i class="fa fa-arrow-circle-o-right"></i> International payment services</h3> <ul class="list-check"> <li><strong>Secure cash payments or transfers,</strong> in euro or in other currencies, in almost every country in the world through a large network of international correspondents.</li> </ul> <h3 class="title-3"><i class="fa fa-arrow-circle-o-right"></i> Access to the SWIFT system</h3> <p>BIL is a member of CLS and of all the European and Swiss clearing systems (EBA, SIC, Target2 and Step2). BIL is also a SWIFT Member-Concentrator.</p> </div> </div> </div> <!-- section : contenu --> <div data-section="Cash pooling solutions" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-tresorerie-cashpooling.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Cash pooling solutions</h2> <p><strong>How can cash management be optimised and simplified within your group in Luxembourg and internationally?</strong></p> <p>BIL offers you BIL Cash Pooling, an efficient global cash centralisation solution.</p> <p>The principles are simple:</p> <ul class="list-check"> <li><strong>All the contracting companies' cash positions </strong> are consolidated in one single account.</li> <li><strong>The debit positions of certain subsidiaries are offset</strong> against the other's credit positions.</li> <li><strong>Account pooling </strong> (repatriation or clearing) is carried out daily.</li> </ul> <p>This solution offers several benefits:</p> <ul class="list-check"> <li><strong>Optimised cash management</strong> compared with using lines of credit. Financial fees decrease automatically.</li> <li><strong>Improved cash management of participating companies</strong> through centralising operations.</li> <li><strong>Make this system last in the long-term</strong> by adapting it to changes in your organisation (additions and withdrawals from the scope of centralised cash management).</li> <li><strong>Enable more reliable administrative tracking</strong> of cash flows within the group as a whole.</li> </ul> <p><strong>Your Relationship Manager will introduce you to this offering and customise it according to your requirements.</strong></p> </div> </div> </div> <!-- section : contenu --> <div data-section="Invoice factoring solutions" class="section-default is-silver"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-pme-financer-fondsroulement.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Invoice factoring solutions</h2> <p><strong>BIL’s invoice factoring solution powered by Edebex uses your outstanding client invoices to get quick financing.</strong></p> <p>By choosing invoice factoring, you can free up cash quickly. Simply sell your invoices before they are due and receive the amount within a few days.</p> <p>This solution offers several benefits:</p> <ul class="list-check"> <li><strong>Quick access </strong>to cash, enabling companies to improve their cash flow.</li> <li><strong>Reduced risk</strong> of client non-payment. Allianz ensures the assigned debt claims are successfully recovered.</li> <li><strong>Flexible financing terms.</strong>The invoice factoring solution can be adjusted to the needs of each company, whether to finance one-off invoices or to establish a longer-term relationship.</li> </ul> <p><strong>Please contact your BIL Relationship Manager to find out more about our <a href="/static/factoring/index-en.html" target="_blank">invoice factoring solution</a>.</strong></p> </div> </div> </div> <div class="section-smallbottomnull"> <div id="mylifecontent" class="articles" data-categorie="mycompany-fr"></div> </div>
Trading roomhttps://www.bil.com/en/corporations/large-corporates/Pages/trading-room.aspxTrading room<!-- section : personne responsable --> <div data-section="Introduction" class="section-default is-silver"> <div class="page-wrapper"> <div class="grid-person"> <div class="grid-person-col-2"> <p>Phone: <a href="tel:+35245905000"><i class="fa fa-phone"></i> <strong>+352 4590-5000</strong></a><br>Mail: <a href="mailto:contact@bil.com"><i class="fa fa-envelope"></i> <strong>contact@bil.com</strong></a></p> </div> </div> </div> </div> <!-- section : contenu --> <div data-section="Cash management" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-sallemarches-liquidites.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Cash management</h2> <p>Thanks to BIL's wide range of savings and investment solutions, you can generate a return on your group's cash surpluses.</p> <ul class="list-check"> <li><strong>Short-term cash management:</strong> cash </strong> SICAVs, term deposits, short-term notes, income-paying certificates of deposit, capital growth certificates of deposit, etc.</li> <li><strong>Access to financial markets:</strong> </strong> Funds, equities, bonds, derivatives, structured products, etc.</li> <li><strong>Investments in commercial paper:</strong> Multi-currency and multi-issuer.</li> <li><strong>Fiduciary deposits and certificates.</strong></li> <li><strong>Investments in precious metals</strong> physical or paper-based.</li> <li><strong>Clearing services</strong> in euro (EUR clearing) and in Swiss francs (CHF clearing).</li> </ul> <p><strong>To find out more about our range of products, please get in touch with your BIL Relationship Manager.</strong></p> </div> </div> </div> <!-- section : contenu --> <div data-section="Risk management" class="section-default is-silver"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-sallemarches-risques.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Risk management</h2> <p>Do you want to guard against interest-rate fluctuations and manage your financial costs more effectively?<br>Would you like to hedge your investments against adverse movements in the short, medium or long term?<br>Do you consider it necessary to implement currency hedging on import-export transactions?</p> <p>BIL offers you appropriate solutions to optimise hedging against risks:</p> <h3 class="title-3">Interest-rate hedging</h3> <ul class="list-check"> <li>Floor, cap and collar options on interest rates.</li> <li>Interest Rate Swaps (IRS).</li> <li>Forward Rate Agreements, etc.</li> </ul> <h3 class="title-3">Currency hedging</h3> <ul class="list-check"> <li>Spot transactions.</li> <li>Currency futures.</li> <li>Forward foreign exchange contracts (Forwards).</li> <li>Currency swaps.</li> <li>Currency options (calls, puts).</li> <li>NDFs (Non Deliverable Forwards) and NDOs (Non Deliverable Options), etc.</li> </ul> <p>For your currency hedging transactions, you may also use FOREX e-trading platforms directly.</p> <p><strong>To find out more about our risk management solutions, please <a href="{%BIL_Internet_Root_URL_Luxembourg%}/en/individuals/Pages/contact.aspx" title="Contact">contact</a> your BIL Relationship Manager now.</strong></p> </div> </div> </div> <!-- section : contenu --> <div data-section="Initial public offerings" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-sallemarches-bourse.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Initial public offerings</h2> <p><strong>Would you like to access capital markets </strong> to obtain the capital required for your company's growth (acquisitions, major investments, etc.)?<br>Do you want to tap the financial markets to provide liquidity to your financial holdings?<br>Do you believe that an initial public offering would be a significant factor in terms of your group's reputation and marketing?</p> <p>BIL supports you through all the stages of the initial public offering, an operation that requires specific expertise.</p> <p>In addition, its significant financial markets expertise covers:</p> <ul class="list-check"> <li><strong>Cooperation</strong> with EU government bodies and counterparties.</li> <li><strong>The listing agent function.</strong></li> <li><strong>The origination, syndication, shared custodian and paying agent functions</strong> for international issuers of government or corporate bonds.</li> <li><strong>All types of money market instruments</strong> used for risk hedging and capital protection.</li> <li><strong>Management of securities accounts</strong>, powers of attorney for tax recovery and drawing up registration certificates.</li> </ul> <p><strong>Your BIL Relationship Manager will discuss with you any matter relating to financial markets.</strong></p> </div> </div> </div> <div class="section-smallbottomnull is-silver"> <div id="mylifecontent" class="articles" data-categorie="mycompany-fr"></div> </div>
Corporate financehttps://www.bil.com/en/corporations/large-corporates/Pages/corporate-finance.aspxCorporate finance<!-- section : personne responsable --> <div data-section="Introduction" class="section-default is-silver"> <div class="page-wrapper"> <div class="grid-person"> <div class="grid-person-col-2"> <p>Phone: <a href="tel:+35245905000"><i class="fa fa-phone"></i> <strong>+352 4590-5000</strong></a><br>Mail: <a href="mailto:contact@bil.com"><i class="fa fa-envelope"></i> <strong>contact@bil.com</strong></a></p> </div> </div> </div> </div> <!-- section : contenu --> <div data-section="M&A consulting" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-corporate-fusionacquisition.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">M&A consulting</h2> <p><strong>Covering all Luxembourg business sectors, our specialised M&A team will assist you in your acquisitions, from identifying target companies </strong> (search mandates) <strong>through to completion of the acquisition</strong> (acquisition mandates). Our services also include <strong>sales mandates</strong> to identify buyers for one of your businesses.</p> </div> </div> </div> <!-- section : contenu --> <div data-section="Structured loans and financial advisory" class="section-default is-silver"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-corporate-pretsconseil.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Structured loans and financial advisory</h2> <p><strong>BIL offers various financing solutions for your growth transactions: structured loan services </strong> (transactions on behalf of groups, international private equity operations), <strong>credit facility solutions, storage and frozen account services, etc.</strong> You can also give our specialist team an <strong>ad hoc advisory corporate finance mandate</strong> to identify specific financing.</p> </div> </div> </div> <!-- section : contenu --> <div data-section="Financial market operations" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-corporate-marches.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Financial market operations</h2> <p><strong>BIL's services include cooperation</strong> with EU government bodies and counterparties, <strong>origination, syndication, shared custodian and paying agent functions</strong> as well as <strong>risk hedging </strong> and capital protection.</p> </div> </div> </div> <!-- section : contenu --> <div data-section="Property transaction services" class="section-default is-silver"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-corporate-immobilier.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Property transaction services</h2> <p><strong>As a Luxembourg property sector specialist, BIL can assist you in your acquisitions through transaction services</strong> for major projects and <strong>a variety of financing solutions.</strong></p> </div> </div> </div> <div class="section-smallbottomnull"> <div id="mylifecontent" class="articles" data-categorie="mycompany-fr"></div> </div>
Benefits for your employeeshttps://www.bil.com/en/corporations/large-corporates/Pages/benefits-for-your-employees.aspxBenefits for your employees<!-- section : personne responsable --> <div data-section="Introduction" class="section-default is-silver"> <div class="page-wrapper"> <div class="grid-person"> <div class="grid-person-col-2"> <p>Phone: <a href="tel:+35245905000"><i class="fa fa-phone"></i> <strong>+352 4590-5000</strong></a><br>Mail: <a href="mailto:contact@bil.com"><i class="fa fa-envelope"></i> <strong>contact@bil.com</strong></a></p> </div> </div> </div> </div> <!-- section : contenu --> <div data-section="BIL Company Programme" class="section-default"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-employes-bilcompany.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">BIL Company Programme</h2> <p><strong>Offer your employees and their spouses exclusive banking benefits with the BIL Company programme!</strong></p> <p>With a free subscription to BIL Company, you enable employees who open or hold a BIL account to benefit personally from preferential banking terms.</p> <p>The BIL Company programme is particularly attractive for your company:</p> <ul class="list-check"> <li>You secure your staff's loyalty through preferential banking terms.</li> <li>You bear no additional costs.</li> </ul> <p><strong>Please <a href="{%BIL_Internet_Root_URL_Luxembourg%}/en/individuals/Pages/contact.aspx" title="Contact">get in touch</a> with your BIL Relationship Manager right away to find out more about all the benefits offered by BIL Company and discover if you are eligible.</strong></p> </div> </div> </div> <!-- section : contenu --> <div data-section="Staff loyalty products" class="section-default is-silver"> <div class="page-wrapper"> <p class="grid-icon"><img src="/PublishingImages/site-entreprises/icon-grandesentreprises-employes-fidelisation.png" alt=""></p> <div class="grid-icon-content"> <h2 class="title-2">Staff loyalty products</h2> <p><strong>BIL's range of staff loyalty products</strong> represents a reward for their commitment and an attractive addition to their salary package. On the other hand, the company as an employer enjoys greater commitment by its teams as well as highly attractive conditions with regard to employer contributions and taxes.</p> <h3 class="title-3">Group insurance policies</h3> <p><strong>Managers and employees benefit from additional insurance (pension, death, disability).</strong> The premium paid by the employer is not considered a benefit in kind and the benefits (on the policy's maturity) are not subject to tax in Luxembourg (potentially taxable for non-residents in their country of residence).</p> <p><strong>Owing to the ability to deduct premiums,</strong> the company benefits from a solution offering tax advantages.</p> <h3 class="title-3">Company vehicles</h3> <p><strong>The leasing options offered by BIL and its partners</strong> enable you to provide your employees with a company vehicle without adversely impacting working capital.</p> <p>A company vehicle can be financed through two BIL leasing options:</p> <ul class="list-check"> <li><strong>Financial leases:</strong> the agreement includes financing the vehicle and can include registration costs and insurance.</li> <li><strong>Operational leasing:</strong> this option, in addition to financing the vehicle, includes a series of usage-related costs such as regular maintenance or repairs. A variety of additional services can be provided: insurance, assistance, tyre replacement, a fuel card or even a replacement vehicle.</li> </ul> <p><strong>Your BIL Relationship Manager will introduce you to these solutions, in conjunction with our specialised subsidiaries.</strong></p> </div> </div> </div> <div class="section-smallbottomnull"> <div id="mylifecontent" class="articles" data-categorie="mycompany-fr"></div> </div>