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Term deposit

Would you like to boost your capital before using it over a maximum period of one year? Are you looking for a secure investment while you wait for a better investment opportunity? Fixed-term deposits could be just what you’re looking for!

The benefits of fixed-term deposits

Choice of investment term and currency
No risk to your capital or to the interest
Simplicity
No management fees

A solution that combines returns and security

Minimum subscription amount: EUR 25,000
Subscription in EUR, USD, CHF, GBP
Maturity to be defined upon subscription: 1, 3, 6 or 12 months
Fixed return depending on the amount invested, the term of deposit and the market rates according to the currency selected

How to manage your fixed-term deposit account?

How can I find out the amount and interests of my fixed-term deposit?

You can check the amount deposited and the interest earned through your BILnet client area. All information on the deposit and the remuneration paid is included in the account statement drawn up for the month in which your deposit matured.
What should you do with the funds upon maturity?

Explore alternatives that could optimise the growth of your savings. Depending on your investor profile, a wide range of savings and investment solutions are available to you: products with a guaranteed or non-guaranteed rate, investment funds, personalised advice or overall asset management (investment involves the risk of a loss of capital.).

Let's take the time to talk things over during our “finances meeting”: : a useful opportunity to take stock of your personal finances and find out about the solutions available to help you realise your goals.

How to subscribe to a fixed-term deposit?

Not yet a BIL client?

Make an appointment at the BIL branch of your choice or become a client online. You will then be able to request a fixed-term deposit opening via secure message in BILnet.

Open an account

Already a BIL client?

Use the term deposit account opening function that is available in BILnet.