Alerte phishinghttps://www.bil.com/en/Lists/BILInternetAlerts/DispForm.aspx?ID=7Alerte phishing<b>Warning – ongoing phishing alerts!</b> <br>Phishing links are appearing on search engines such as Google, trying to redirect you to a fraudulent website. Only use our official address bil.com our our official app BILnet which you can find on app stores. <br>Fraudulent emails and SMS messages are also circulating using BIL’s visual identity to steal customer identifiers. <a href="https://www.bil.com/en/individuals/security-prevention/Pages/Index.aspx">Find out more about these attempts and how to protect yourself here</a>. <br><br><b>Are you a victim of fraud?</b> Call our hotline on <a href="tel:+35245907070">+352 4590 7070</a>, open from 8:30am – 6pm Monday-Friday, send us a <a href="https://www.bil.com/static/bilnetapp/index-en.html?f=contacts&s=envoyer-message-messagerie-securise&l=mobile">secure message</a> via BILnet, or use this <a href="/en/individuals/questions-and-contact/Pages/contact-us.aspx">contact form</a>. 7

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Term deposit

Would you like to boost your capital before using it over a maximum period of one year? Are you looking for a secure investment while you wait for a better investment opportunity? Fixed-term deposits could be just what you’re looking for!

The benefits of fixed-term deposits

  • Choice of investment term and currency
  • No risk to your capital or to the interest
  • A straightforward alternative to other financial investments
  • No management fees

A solution that combines returns and security

  • Minimum subscription amount: EUR 5,000
  • Subscription in euro or in 12 other currencies*
  • Maturity to be defined upon subscription: 7 days, 1, 2, 3, 6 or 12 months
  • Fixed return depending on the amount invested, the term of deposit and the market rates according to the currency selected

*A fixed-term deposit account can be opened in one of the following currencies: Norwegian krone (NOK), Swedish krona (SEK), US dollar (USD), Australian dollar (AUD), Canadian dollar (CAD), New Zealand dollar (NZD), Swiss franc (CHF), sterling (GBP), Polish zloty (PLN), Japanese yen (JPY), South African rand (ZAR) orTurkish lira (TRY).

How to manage your fixed-term deposit account?

  • How can you find out the amount of the fixed-term deposit and the interest?

    You can check the amount deposited and the interest earned through your BILnet client area. All information on the deposit and the remuneration paid is included in the account statement drawn up for the month in which your deposit matured. You can also obtain details from your BIL branch at any time.

  • What should you do with the funds upon maturity?

    You can close your fixed-term deposit account (through the BILnet client area or in-branch) and access the capital plus the interest earned. Alternatively, you can extend the fixed-term deposit by reinvesting the desired amount for a new term with an updated interest rate.

  • Is it possible to close a fixed-term deposit account before it reaches maturity?

    BIL allows this option (to be performed in-branch) subject to a penalty on interest as defined in your contract. Do not hesitate to contact your BIL relationship manager who may be able to offer you other financing solutions to avoid early closure.

How to subscribe to a fixed-term deposit?

Not yet a BIL client?

Make an appointment at the BIL branch of your choice or become a client online. You will then be able to manage your fixed-term deposits from your BILnet client area.

Open an account

Already a BIL client?

  1. Log on to your BILnet client area.
  2. Create a fixed-term deposit account.
  3. Transfer the desired amount (minimum: EUR 5,000) from another BIL account or from an account open with another bank.