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Image de couverture de la page Prêt auto

Car loan

Get a BIL car loan to finance the car of your dreams and benefit from preferential terms on environmentally friendly vehicles.

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Have you spotted your dream car?

10 000 EUR

24 Months

Rate applied 1,40 %

Monthly repayments

Excluding death insurance and loan application fees

456 EUR

Complete a loan simulation, get an agreement-in-principle* and submit your loan application in just a few minutes.

Start your request

*An agreement-in-principle in no way constitutes a promise of a loan.

**Electric or hybrid vehicle

your dream is only a click away

Cars or motorbikes? New or used?

BIL car loans are quick and easy, and there are no nasty surprises. Simulate your loan online and get an agreement in principle* in just a few minutes. You can even sign your loan agreement online.


A preferential fixed rate for electric or hybrid vehicles.


Fully online loan application


An agreement in principle* in just a few minutes

*An agreement in principle in no way constitutes a promise of a loan

The benefits of a personal loan

  • Borrow for between 1 and 5 years
  • Benefit from a special rate for young people (under 30)
  • Borrow up to EUR 75,000
  • Access your funds quickly
  • Get tax relief on your interest payments
  • Protect your personal savings
  • Enjoy peace of mind with death cover
Images d'objets financés à partir d'un prêt personnel


  • Why take out a car loan?

    Whether the vehicle you’re buying has two wheels or four, and whether it’s new or second hand, car loans are an alternative to paying in cash. Use our simulator to calculate monthly repayments and find out how much you could borrow based on your personal circumstances.

  • What are the tax benefits?

    As a consumer loan, a personal loan allows you to benefit from the tax advantages associated with exceptional expenses, provided that a tax declaration or annual statement is submitted in Luxembourg.

    • Loan interest

      You can deduct debit interest of up to EUR 336 per year and per person belonging to the household for tax purposes from your tax base in Luxembourg.