Taking care of your finances means taking care of your future.
And this deserves all your attention.
But between the demands of daily life and constant, ongoing projects, it is not always easy to take a break to think about tomorrow.
Taking care of your finances is not limited to your daily expenses, it goes much further. It means asking yourself the right questions, looking to the future with peace of mind, and giving yourself the means to achieve what really matters.
So, because we know that life gets busy, we offer you personalizsed support to help you anticipate your projects and make them happen, with complete peace of mind.
Preparing for your retirement, acquiring property, securing your children’s future… These projects are close to your heart. And for each of them, there are savings and investment solutions adapted to your situation.
Did you know?
For all of these types of projects, savings and investment solutions exist and also allow you to benefit from tax deductions on your Luxembourg income tax return. A smart way to invest in your future while optimizsing your taxes.
It is important to give this some thought early and to choose a solution that will ensure your comfort and financial security after you finish working. Investing for this purpose will also allow you to take advantage of the tax deductions reserved for retirement investments: €3,200 to be deducted annualy per taxpayer from your taxable amount when you file your income tax return.
Are you a freelancer or self-employed professional?
In addition to the above solution, you can also take advantage of a
supplementary pension scheme to boost your future pension. And deduct up to
20% of your annual professional income for tax purposes.
For many, buying a property is a dream come true – but it also represents a substantial investment that requires you to plan ahead. Saving risk-free for your construction, purchasing or renovation projects can also enable you to take advantage of tax deductions totalling annualy €672* or €1,344* (depending on the age of the subscriber) on your income tax return – applicable per person within your tax household.
Ensuring their financial well-being is a priority. Investing with this aim can not only support them with their first steps into working life, their studies, their travels or the purchase of their future home; it can also help you reduce your tax burden. 672* to be deducted annually per person in your household.
*The deduction ceiling for home savings contributions of €672 / €1,344 applies separately and
does not overlap with the ceiling of €672 applicable to all insurance premiums, debit interest
(excluding debit interest related to the acquisition/construction of a real estate property),
and contributions to recognized mutual benefit societies.
Tax benefits apply to policies with a minimum term of 10 years, depend on the situation of
the individual taxpayer and are subject to change.
To find out more about this investment solution and assess your personal finances, take the time to discuss it with a specialist. Together we will find the best solutions to fit your needs.
A full analysis of your financial situation
Personalised advice on how to structure your savings
Solutions tailored to your goals and investor profile
Free and without obligation
