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Everyday payments made easy

Welcome to our range of V PAY Debit cards, offering simple, secure and straightforward spending.

Our debit cards are an easy and convenient way to access your money. Whether you are shopping in Luxembourg or across Europe you can make in-store purchases quickly, safely and securely.

Explore how a BIL debit card could suit your everyday spend.

European acceptance

You can use your card in Europe, wherever you see the V PAY logo.

Fast and convenient

Make quick and easy payments under €50* at checkouts in Europe wherever the contactless symbol is displayed. Just ‘tap & go’.

*The contactless limit varies by country.

Real-time notifications

Keep up to date on all your spending via BILnet - our innovative digital banking service.

BIL Visa Gold


Whether you’re paying for a ticket to the cinema or treating yourself to a new pair of shoes, the BIL V PAY is the perfect companion to suit your everyday spend.

Annual fee 16€

Apply now
BIL Visa Gold


Under 18? Then this is the card for you. Giving you the freedom to pay for purchases while allowing you to manage your money safely, securely & responsibly.

Annual fee 0€

Make it your own.

Do you have a favourite moment captured on camera?

Be reminded of it every time you pay, by customising your card today! Just upload your chosen image or select a picture from our extensive online gallery.

Available to our BIL V PAY and BIL V PAY Young Debit cardholders.

Customise your card