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Personal car loan

Do you need a loan to help fund your purchases and projects? With terms of up to five years and no nasty surprises, it couldn’t be easier with BIL’s personal loans. You can even apply online.

Find out more

Personal loan: the right loan for you and your projects!

Whether it's for a car, a new kitchen, home project or holiday... With a BIL personal loan, you benefit from preferential terms to finance your exceptional expenses.


Have you spotted your dream car?

10 000 EUR

24 Months

Rate applied 3 %

Monthly repayments

Excluding death insurance and loan application fees

456 EUR

Complete a loan simulation, get an agreement-in-principle*
and submit your loan application in just a few minutes.

Start your request

*An agreement-in-principle in no way constitutes a promise of a loan.

**Electric or hybrid vehicle

The benefits
of a BIL personal loan

Take advantage of a fixed rate of interest

Select a loan term of between one and five years

Receive a prompt response to your loan application

Protect your personal savings

Access your funds quickly

Benefit from tax-deductible loan interest

Find out more about personal loans

  • What can you use a personal loan for?

    Personal loans are an alternative to paying for purchases or projects in cash:

    • New or used motorhomes.
    • Small landscaping projects, renovations or home improvements.
    • Movable assets.
    • Other exceptional expenses.
  • What are the tax benefits?

    As a consumer loan, a personal loan allows you to benefit from the tax advantages associated with exceptional expenses, provided that a tax declaration or annual statement is submitted in Luxembourg.

    • Loan interest

      You can deduct debit interest of up to EUR 336 per year and per person belonging to the household for tax purposes from your tax base in Luxembourg.