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Billy Club (0-11 years old)

All children who are Billy account holders are automatically members of the Billy Club.

Benefits offered by the Billy account

With a Billy account, building up savings for your child couldn’t be easier!

You can open a Billy account on your child’s behalf from birth and until their 12th birthday. The Billy account allows your child to boost their savings from a very young age.

Receive up to EUR 150 for your new baby!

An exclusive offer to celebrate the birth of your child: We’re offering EUR 50 to invest in each of our savings products: (terms and conditions available in our branches).

  • No management fees
  • Attractive returns: preferential interest rate
  • Easy to use: it’s really easy for you, your friends and family to make regular or one-off payments to the Billy account.
  • Secure savings: the funds and the interest is frozen in your child’s best interests until they reach majority.
  • An account that grows with them: on your child’s 12th birthday, their Billy account will become a B-Young Savings account that they will be able to pay their own savings into.
  • Getting to grips with finance: the Billy account offers your child a way of learning about money and savings.

By opening a Billy account, you will also be giving your child access to the Billy Club!

Arrange a meeting

Billy Club deposit card

Teach your child about saving

This free V PAY Servicard allows you to deposit banknotes into your child’s savings account 24/7. You can give your child the card with complete peace of mind, as withdrawals, transfers and payments are not permitted.


  • Go to one of our Servibank + ATMs in Luxembourg
  • Insert your BIL bank card
  • Enter your PIN
  • Choose the deposit function
  • Select the account to credit
  • Deposit the banknotes
  • Once the banknotes have been counted, check and confirm the amount on-screen
  • Add an optional message
  • Collect your receipt; your deposit is booked in real time

Discover all the advantages of the Billy Club!

All children under 12 who are BIL account holders become members of the Billy Club. Pick up a membership card in-branch to reap all the rewards the Billy Club has to offer and your child will also receive a welcome gift! Billy Club members have access to fixed discounts and special offers with our partners. They will also have access to competitions organised by BIL, gifts and special events.

  • Optician New Look

    Where ?


    Billy Club offers:

    • 15% on glasses (frames + glasses)
  • Sport Team

    Sport Clothes

    Where ?


    Billy Club offers:

    • 20% off across the store
  • Bakery O Ribeiro

    Bakery, confectionery and sandwich shop

    Where ?

    Athus (Belgium)

    Billy Club offers:

    • 100g candy
  • Restaurant Pokhara

    Indian and Nepalese cuisine -

    Where ?


    Billy Club offers:

    • a scoop of ice cream
  • Restaurant Au Gourmet

    French cuisine with some Croatian and Luxembourg specialties

    Where ?


    Billy Club offers:

    • A soft drink offered to choose from with a children's menu
  • Brëllebuttek beim Alain - Optician Alain Schrank

    Where ?


    Billy Club offers:

    • -20% on glasses and sunglasses
  • ESTESS – Tennis school

    Where ?


    Billy Club offers:

    • -10% on tennis lessons at CK Sportcenter Kockelscheuer
  • Parc Merveilleux - Amusement park

    Parc Merveilleux is the only theme park in the Grand Duchy of Luxembourg. Come and discover animals from all over the world, amazing play parks, a maze and even animatronic fairy tales! For more information



    Billy Club offers:

    • -16%

Discover our other savings solutions for children !

In addition to the Billy Account, BIL offers three straightforward, attractive savings solutions. They will enable you to build up a capital reserve for your child while enjoying certain tax benefits.

Special offer: EUR 50 for a BIL Kids Future or Flexicav savings plan opened on the birth of your child (until the child's 2nd birthday).

  • BIL Kids Future

    BIL Kids Future is a life insurance plan that combines security, flexibility, tax benefits and returns.

    More information

  • Flexicav investment fund savings scheme

    Flexicav is an investment fund savings scheme (BIL SICAV) using the financial markets to boost your savings.

    • You do not incur any charges or entry fees for SICAVs.
    • Your funds remain accessible at all times.
    • You can save for your child at your own pace and at your desired level of risk.
    • Your relationship manager can offer you advice tailored to you.
    • You credit Flexicav by standing order from your current account or savings account
    • Your payments buy investment fund shares deposited in a securities account.
    • The number of shares you buy in each transaction depends on how much your payments are going to be and on the net asset value of the shares..
    • All you have to do is call in at a branch to open a Flexicav savings plan

How to apply ?

Get in touch with your relationship manager to consider all the solutions designed with your child in mind.

Make an appointment