BILnet
en

 

 

Toolboxhttps://www.bil.com/en/Lists/BILInternetToolbar/DispForm.aspx?ID=4Toolbox<div id="page-header-tools"> <div id="page-header-usefultools"> <a href="javascript:void(0);"class="sub-link-1 is-usefultools" data-serialtip-trigger="usefultools">Toolbox</a> <ul class="page-header-tooltip" data-serialtip="usefultools"> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/Pages/contact.aspx#localisateur">Branches and ATM</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/products-and-services/borrow/Pages/mortgage.aspx#simulateur">Simulate your mortgage</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/products-and-services/borrow/Pages/personal-car-loan.aspx#simulateur">Simulate your personal loan</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/en/individuals/products-and-services/save/Pages/savings-accounts.aspx#simulateur">Simulate your savings</a></li> <li><a class="page-header-tooltip-link" href="https://finance.bil.com/BilNetFinancePlugin/Market.mvc/Home?lang=en">Financial markets</a></li> <li><a class="page-header-tooltip-link" href="https://bilinvest.com/en/">BIL Invest funds</a></li> <li><a class="page-header-tooltip-link" href="https://finance.bil.com/BilNetFinancePlugin/Sicav.mvc/List?lang=en">Investment fund</a></li> <li><a class="page-header-tooltip-link" href="https://finance.bil.com/BilNetFinancePlugin/Eurobonds.mvc/NewIssues?lang=en">Eurobonds</a></li> <li><a class="page-header-tooltip-link" href="https://finance.bil.com/BilNetFinancePlugin/Currencies.mvc/Calculator?lang=en">Currency</a></li> <li><a class="page-header-tooltip-link" href="https://www.bil.com/cutoff/en/cut-off.html">Cut-Off SDD</a></li> </ul> </div> </div>4
Access BILnet accountshttps://www.bil.com/en/Lists/BILInternetToolbar/DispForm.aspx?ID=1Access BILnet accounts<a id="bilnetlu" class="linkToolbar" href="javascript:void(0);">Access BILnet accounts</a>1

Package reserved for young professionals
aged between 18 and 29

B-active Package,
Be Yourself

More information

We make your projects our priority!

Have lots of plans for the future? Are you under 30 and working?
The B-active package is made for you!

Borrow up to 100%1 of the value of your new home and pay no application fees

A car? A new kitchen? Bring all of your projects to life with a suitable interest rate

Your account and cards are free

Manage your account from anywhere with online banking BIL net banking

You can take out a moving loan to finance your rent guarantee and agency fees

Plan for your future with complete peace of mind thanks to a savings account tailored to your situation...

...and tax-deductible financial products

Enjoy discounts and special offers all year round!

Open a B-active account

Cards that suit to your needs... and personality ;-)

With B-active, you get free bank cards.
Find the right ones for you!

Payments and withdrawals

In Luxembourg
Au Europe
Abroad
Possibility of paying in instalments
Contactless option

Deposits

Cash deposits at Servibank+ ATMs

Insurance

Travel accident
Trip cancellation
Protection des achats
Insurance covering emergency spending while you are away
Free and customisable

V Pay Servicard

A debit card that suits you.

More information

Payments and withdrawals

In Luxembourg
In Europe
Abroad
Échelonner vos dépenses
Contactless option

Deposits

Cash deposits at Servibank+ ATMs

Insurance

Travel accident
Trip cancellation
Protection des achats
Insurance covering emergency spending while you are away

Subscribe & Customise

Already a client ?
Visa Classic Free

VISA Classic

A credit card for withdrawals and payments in Luxembourg and around the world.

More information

Payments and withdrawals

In Luxembourg
In Europe
Abroad
Échelonner vos dépenses
Contactless option

Deposits

Cash deposits at Servibank+ ATMs

Insurance

Travel accident
Trip cancellation
Protection des achats
Insurance covering emergency spending while you are away

Subscribe

Already a client ?
Visa Classic Free for 2 years2

Mastercard Gold

A credit card for withdrawals and payments in Luxembourg and abroad with all the Gold benefits of Mastercard.

More information

Payments and withdrawals

In Luxembourg
In Europe
Abroad
Échelonner vos dépenses
Contactless option

Deposits

Cash deposits at Servibank+ ATMs

Insurance

 (and assistance)

 

 (up to EUR 6,000)
General terms and conditions

(from EUR 100 and up to EUR 2,200 per item)
General terms and conditions

(in the event of delays or cancellations, missed departures or connections, lost or delayed luggage)
General terms and conditions

Subscribe

Already a client ?
Visa Classic Free

BIL Webcard

A virtual card for making low- and medium-value purchases online.

More information

Payments and withdrawals

Remote payment only (telephone, email, internet) within the default limit of EUR 500

Échelonner vos dépenses
Contactless option

Deposits

Cash deposits at Servibank+ ATMs

Insurance

Travel accident
Trip cancellation
Protection des achats
Insurance covering emergency spending while you are away

Subscribe

Already a client ?
Image femme avec smartphone

MANAGE YOUR ACCOUNTS AT ANY TIME AND FROM ANYWHERE WITH YOUR ONLINE BANKING SERVICE BILNET

  • Direct, easy and secure access to your accounts
  • Log in to your accounts from any computer or mobile device
  • View and manage your accounts anytime, anywhere
Consulter

We help you turn your plans into reality

We offer a range of tailored loans to help you make your dreams come true.

Are you planning to buy a home?

We offer financing solutions adapted to your needs.

  • LTV of up to 100%1
  • No application fees
  • Access to various incentives granted by the Luxembourg government
Consulter

Need a little help?

Whether it's for a car, a new kitchen, home project or a holiday... With our personal loan, you benefit from preferential terms to finance your exceptional expenses.

  • Enjoy a special interest rate
  • Receive a prompt response to your loan application
  • Access funds quickly once your loan is approved
Consulter

Are you renting a home for the first time?

We have flexible solutions allowing you to pay your rent deposit and finance your moving costs.

  • Borrow up to 5 times the amount of your rent to create a security deposit, and repay the money over a period of up to 36 months3
  • No more need to lock up your savings, which remain accessible
  • Pay lower application fees

Consulter

Want to save and pay lower taxes? Here’s how!

It’s vital to plan for the future of you and your family. But did you know that we have tax-deductible savings solutions and other products eligible for the government guarantee scheme?



Discover our range of savings products and their benefits.

Savings Plus
Account2

Do you want to gradually build up capital for a project or for contingencies? Discover the Savings Plus account.

Eligible for the government guarantee scheme Find out more

Mortgage-savings Wüstenrot

Would you like to save up for the purchase of a property in Luxembourg or Germany, for renovations or for home improvements? Are you prepared to build up savings over the long term?

Eligible for the government guarantee scheme Tax-deductible4 Find out more

Supplementary pension BIL Pension

Would you like to make the most of your retirement? Act now to build up personal savings to top up your state pension, with a range of pension insurance products suited to your current and future needs.

Tax-deductible4 Find out more

BIL Kids Future

Is your family growing? Start saving now to help your children with their future endeavours. Choose a life insurance policy and combine savings protection and tax benefits. Accessible from EUR 25 per month.

Tax-deductible4 Find out more
What does the government guarantee do for me? Estimate my tax deductions

Investment solutions for those who want more!

Want to take the management of your financial assets to the next level? We offer three investment solutions. The choice is yours!

  • Flexicav5

    Flexicav is an investment fund savings scheme for people wanting to invest continuously on the financial markets.

    Flexicav is right for me because

    I want to invest regularly without worrying about fund management.

  • BIL structured products5

    Structured products are investment products that offer many advantages. They can be tailored to the specific needs of our clients, who are ever on the look-out for security, higher returns and, above all, transparency.

    BIL Structured Products is right for me because

    I want to maximise my return and diversify my portfolio.

  • Invest5

    An investment fund suited to today's challenges. BIL Invest offers dynamic asset management that combines performance with risk management.

    BIL Invest is right for me because

    I want to invest in funds while choosing my own investment themes.
Contact a relationship manager about this offering

Special offers
and discounts

With the European Youth Card
Free for one year.

More information on all
the special offers here!
I take this opportunity!

Are you interested in the B-active package?

Here’s a list of its key features:

Loan icon

Loans

Cards icon

Everyday banking

Wallet icon

Tax products

Star icon

Extra-bancaire

Loans

Mortgage

Interest rate
Application fees
LTV
Government guarantee
Preferential
No application fees
Up to 100%1
Subject to certain conditions
Loans

Rent guarantee (with deposit): Free

First loan installment and personnal loan
Preferential interest rate
Everyday banking

Cards

V Pay Servicard + card customisation
Visa Classic
MC Gold
MC Webcard
Non-BIL withdrawals (SEPA only with debit card)
Free
Free
Free for 2 years
Free
2 free
Tax products
Mortgage savings scheme: Wüstenrot
Supplementary pension: BIL Pension by AXA
Supplementary pension: BIL Pension by Foyer
Special terms
Special terms
Special terms

European Youth Card

Free for 1 year

Want to sign up?

Arrange a meeting at your branch. Bring your employment contract and take out your B-active package now! Or call us on
+352 4590-3000

Open a B-active account Arrange a meeting at your branch
  • To finance the cost of buying your property.Offer subject to conditions and approval of your application.
  • The Savings Plus account can be opened in euro (EUR) or one of the following currencies: Danish krone (DKK), Norwegian krone (NOK), Swedish krona (SEK), Czech koruna (CZK), US dollar (USD), Australian dollar (AUD), Canadian dollar (CAD), New Zealand dollar (NZD), Hungarian forint (HUF), Swiss franc (CHF), pound sterling (GBP) or Polish zloty (PLN).
  • Offer subject to approval of your application.
  • Tax information varies depending on individual circumstances and is subject to change at any time.
  • Investment products are not risk-free. Please contact our BIL relationship managers to determine which products are most suited to your profile.

 

 

Footer-Surveyhttps://www.bil.com/en/Pages/Footer-Survey.aspxFooter-Survey<div id="page-footer-row-1"> <div class="page-wrapper"> <div id="page-footer-survey"> <div id="question-survey" data-step="default"> <span class="sub-question">Was this page useful? </span> <a href="javascript:void(0);" class="sub-button" id="oui-survey"><span class="sub-button-icon"></span> Yes</a> <a href="javascript:void(0);" class="sub-button" id="non-survey"><span class="sub-button-icon"></span> No</a> </div> <div id="merci-survey" data-step="confirm"> Thank you for your participation. </div> </div> </div> </div>
Footer-LU-Particuliershttps://www.bil.com/en/Pages/Footer-LU-Particuliers.aspxFooter-LU-Particuliers<div id="page-footer-row-2"> <div class="page-wrapper"> <ul id="page-footer-nav"> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/disclaimer.aspx">Legal notice</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/data-protection.aspx">Data protection</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/legal-documentation.aspx">Regulation</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/Documents/brochures/tarifs-en.pdf" target="_blank">Charges</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/index.aspx">Documentation</a></li> <li><a class="sub-link-1" href="{%BIL_Internet_Root_URL_Luxembourg%}/en/bil-group/documentation/Pages/mifid.aspx">MiFID</a></li> </ul> <p>Copyright © 2019 - Banque Internationale à Luxembourg SA All rights reserved.</p> <ul id="page-footer-socialnetwork"> <li><a class="sub-link-1" href="https://www.facebook.com/pages/Banque-Internationale-%c3%a0-Luxembourg/297442783622934" target="_blank"></a></li> <li><a class="sub-link-1" href="https://twitter.com/bil_lux" target="_blank"></a></li> <li><a class="sub-link-1" href="http://www.linkedin.com/company/2240549" target="_blank"></a></li> <li><a class="sub-link-1" href="https://www.youtube.com/user/BIL1856" target="_blank"></a></li> </ul> </div> </div>