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The memorandum of understanding signed today between the participating banks under the coordination of the ABBL confirms this commitment, which comes in addition to the state guarantee scheme for new bank loans already agreed.<\u002fp>\n\n

The memorandum covers the following points:<\u002fp>\n

What exactly does the moratorium cover?<\u002fli>\n
Who can request a moratorium?<\u002fli>\n
What types of loan can be subject to the moratorium?<\u002fli>\n
When can a moratorium be requested and how long does it last?<\u002fli>\n<\u002ful>\n
\n
Moratorium on business loans: 4 principles<\u002fb>
\nCompanies affected financially by the coronavirus crisis can ask their bank for a moratorium on loans existing on March 18, 2020, according to the terms set out below.\n<\u002fp>\n\n
1) What is covered?<\u002fb><\u002fp>\n\n
The participating banks agree to grant any eligible customer, upon their request, the postponement of the repayment of the principal and interest of a loan or of the payments of a lease contract in force at March 18, 2020, for a period not exceeding 6 months.\n<\u002fp>\n\n
2) Who can benefit?<\u002fb><\u002fp>\n\n
The moratorium can be requested by non-financial companies, the self-employed, agricultural companies and non-profit associations which fulfil each of the following 3 conditions:
\na) The company is based in Luxembourg.
\nb) The company has a business relationship with a participating bank on the day of the request.
\nc) The coronavirus crisis has negative repercussions on the company\u2019s short-term liquidity situation, which are manifested in particular by:<\u002fp>\n

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