Discover BIL

Operating in retail banking, private banking and corporate banking activities, BIL is among the country’s top three banks.

BIL, a key player in the Luxembourg financial market

Founded in 1856, Banque Internationale à Luxembourg (BIL) is the oldest private banking group in the Grand Duchy. It issued its first banknotes in the year it was created and retained this privilege until the introduction of the euro.

Recognised as being a true cornerstone of the Luxembourg financial market, BIL plays a key role in developing the local economy. Operating in retail banking, private banking and corporate banking activities, it is among the country’s top three banks.

BIL is currently owned by Legend Holdings - a leading diversified investment group that is headquartered in Beijing, China, and listed on the Hong Kong Stock Exchange – and the State of Luxembourg.

Its systemic importance has been confirmed by the European Central Bank. The BIL group employs more than 2,000 staff worldwide.

A diverse range of business lines to meet the needs of our Luxembourg and international clients

BIL also operates through several Luxembourg-based subsidiaries in the Family Office (Belair House), alternative fund management (BIL Manage Invest), financial structuring services (Experta) and leasing (BIL Lease) sectors.

  • Retail banking

    Through its network of 40 branches in Luxembourg, retail clients can access BIL’s renowned expertise in banking, financing solutions, savings and investments.

    In addition to the products and services available in-branch, BIL provides its clients with an efficient and secure online banking solution: BILnet.

    BIL has made its mark as an innovator in the field of new technologies: mobile banking, cardless cash withdrawals, fingerprint recognition, contactless payment, etc.

  • Private Banking

    BIL helps its private banking clients to manage and structure their wealth and financial sector professionals to develop their activities.

    BIL focuses its Wealth Management activities on a certain number of target markets, particularly in Europe and the Middle East. This has led BIL to create centres of excellence in Luxembourg, Switzerland, Denmark, Sweden and Dubai.

    In February 2017, BIL was voted “Best Private Bank for Super Affluent Clients in Luxembourg” in the Euromoney Private Banking Survey.

  • Corporate banking

    BIL is a strong partner of companies of all sizes, financial institutions and the public sector. It supports many projects and strategic initiatives launched in the Luxembourg and abroad.

    Always attentive to its clients, BIL serves their professional and private interests by offering them a comprehensive range of banking and financial products and services.

  • Financial markets

    BIL’s activity on financial markets is carried out on two trading floors located in Luxembourg and Zurich.

    These activities comprise financial market transactions, cash management, financial engineering and long-term financial solutions through the EMTN issuance programme in particular.

    BIL also promotes and markets a comprehensive range of Treasury & Financial Markets products designed for professional clients (banks, insurance firms, large corporations and multinationals, state institutions, asset managers and investment funds).

  • Insurance

    BIL is a licenced insurance broker and offers its clients and partners a broad range of solutions (life insurance, pension schemes, retirement savings, etc.).

The BIL Group

The oldest multi-business bank in the Grand Duchy of Luxembourg. Since being established in 1856, BIL has been helping private and corporate clients with their financial projects.

Robust financial health (31.12.2017)

  • €39.4 billion of assets under management (+4.5% compared with December 2016)
  • Total assets of €23.8 billion
  • 117 million net income after tax
  • Common equity tier 1 ratio of 12.21%
  • Tier 1 ratio of 14.47%

Further information for investors

Full rating report
Full rating report
Full rating report
Long-term rating A- BBB+ A2
Short-term rating A-2 F2 P-1
Outlook stable positive stable

Recognised expertise

BIL is regularly honoured by leading international institutions for its expertise and excellence. But excellence isn’t just measured by awards; it is earned in day-to-day business through the trust of our clients and the commitment of each and every member of the BIL group staff.

In early 2018, BIL was named Best Bank in Luxembourg for the second consecutive year by Global Finance group. This accolade is the latest addition to the bank’s list of prestigious awards.

03/2018 Global Finance « Best Bank in Luxembourg »
11/2017 The Banker « Bank of the Year 2017 Luxembourg »
03/2017 Global Finance « Best Bank in Luxembourg »
02/2017 Euromoney private banking survey « Best Private Bank for Super Affluent Clients in Luxembourg »
12/2016 The Banker « Bank of the Year 2016 Luxembourg »
07/2015 Euromoney « Best Bank in Luxembourg »