Guaranteed return investments
Your priority is a predetermined return.
Based on the amount and the investment horizon, BIL offers products that provide a guaranteed return regardless of changes in market rates.
Fixed-term deposit: A term deposit is a savings account in which the funds are frozen (in euro or in other currencies) for a specific term ranging from 7 days to 12 months. A term deposit confers entitlement, on maturity, to a guaranteed interest amount which increases based on the duration of the investment.
Certificates of deposit: depending on the investment horizon, different types of certificates of deposit can be purchased in euro or in other currencies:
- Short-term note: 1-12 months, starting from EUR 5,000.
- Income paying certificate of deposit: 1-10 years, to obtain a fixed, guaranteed rate of interest on the capital invested, starting from EUR 5,000 and EUR 12,500.
- Capital growth certificates of deposit: 1-10 years, to grow the capital investment over the entire term of the certificate of deposit (starting from EUR 500) and attract annual interest.
To find out more about our investment products, please get in touch with your BIL Relationship Manager right away.