European Payments Initiative (EPI) the European-grown player committed to offering a sovereign payment alternative to all consumers in Europe, announced today the onboarding of 5 local Luxembourg banks as members, now preparing for the launch of the Wero wallet and instant A2A payment solution. Spuerkeess, BGL BNP Paribas, BIL, POST Luxembourg and Banque Raiffeisen have started their implementation project with the support of LUXHUB, the Fintech acting as a technical service provider to ensure a smooth transition. The solution will be available to Luxembourgish customers by June 2026.
Laurent Zahles, CEO of Banque Raiffeisen, commented “Joining EPI and supporting the launch of Wero reflects our commitment to offering secure, innovative and user-friendly payment solutions, tailored to the needs of our customers in an increasingly digital and connected Europe.”
Luxembourgish consumers will have access to EPI’s services via the Wero standalone app, allowing them to make instant account-to-account payments, both within Luxembourg and across borders with Belgium, France, Germany and subsequently the Netherlands.
“Following a successful launch in Germany, France, and Belgium, we are delighted to welcome Wero to Luxembourg. Wero addresses the strategic challenge of creating a European payment platform in a highly competitive global environment. This platform offers customers greater value and simplicity for their everyday payments in Luxembourg and partner countries.”, added, Béatrice Belorgey, Chair of the Executive Committee of BGL BNP Paribas and Head of the BNP Paribas Group entities in Luxembourg.
This roll-out is a great milestone on EPI’s journey to make a single and unified payment solution available to all Europeans a reality, with Luxembourg being the flagship of European cross-border needs (with an international workforce representing nearly 50% of the overall one, according to STATEC). Once deployed, Luxembourg consumers will then be able benefit from all existing payment use cases already available and to be deployed in Wero – peer-to-peer, e-commerce, PoS transactions along with the well-known invoice payments.
“At POST Finance, our primary focus is on payment services, and we are thrilled to introduce Wero in Luxembourg, with EPI as a partner that embodies our values of accessibility, simplicity and transparency with no hidden costs.”, added Gabriel de La Bourdonnaye, Director of POST Finance.
Jeffrey Dentzer, CEO of Banque Internationale à Luxembourg said, “BIL takes great pride in its participation in the launch of Wero in Luxembourg. Our ambition is to offer all our client’s cutting-edge digital solutions. With Wero, they will have a European, instant, and secure payment platform right at their fingertips.”
A seamless transition from Payconiq to Wero
To ensure a smooth and effective rollout of Wero in Luxembourg, EPI is working hand-in-hand with Payconiq following the company’s acquisition back in 2023.
“This partnership with EPI and our fellow Luxembourg banks reflects our shared vision for the future of payments in Europe. Together, we are laying the groundwork for a unified digital wallet that empowers citizens and businesses alike, while reinforcing Luxembourg’s role as a leader in financial innovation.”, said Françoise Thoma, CEO of Spuerkeess.
Starting next year, Wero will progressively be offered to merchants in Luxembourg through its network and will be announced as the replacement of Payconiq to all existing merchants, enabling shops to start accepting Wero payments and gradually migrate their transactions to Wero. With this migration period, merchants in Luxembourg will be able to connect directly and effortlessly with consumers. At the end of the transition period, Payconiq will be replaced by Wero, with an end date set for September 2026.
“Luxembourg is both at the center of Europe and the EPI project as it embodies our need to unify the payment landscape and offer sovereign cross-border solutions. We’re glad to have joined forces with EPI in a partnership that underscores our shared ambition to shape the future of mobile payments in Europe. Together with our partner banks, we’re committed to building on the strong foundations we’ve laid with Payconiq and ensuring continued value for our merchants and customers. We can now offer citizens from Luxembourg, Belgium, France, the Netherlands, Germany and many other European countries that live and work in Luxembourg an open gate to seamless cross-border payment experiences in their daily lives.” comments Stijn Van Brussel, CEO of Payconiq International.
“Opening to Luxembourgish customers is another huge milestone in finally offering a sovereign and easy payment solution to all Europeans. Luxembourg offers an ideal environment to deploy our innovative payment solution Wero. With its advanced financial infrastructure, strong digital adoption, supportive regulatory framework and central position in Europe, it serves as a strategic gateway for us to scale our innovative cross-border instant payment services. Thanks to Payconiq’s local reach and trust from merchants, I’m confident that the roll-out of Wero will be seamless and impactful to bring our promise to reality.” says Martina Weimert, CEO of the European Payments Initiative (EPI).
A new milestone in offering all Europeans a sovereign way to pay This launch builds on the successful debuts of Wero in Germany, France, and Belgium, which kicked off respectively in 2024 as well as the Netherlands, and now counts over 40 million users registered to the Wero service. This new market opening marks a key step forward in Wero’s continued expansion across Europe and reinforces EPI’s ambition: to provide a single, secure digital wallet bringing together all payment functionalities in one payment solution for all Europeans.
This rapid progress will further be driven by the continued expansion of EPI’s member network and ongoing enhancement of Wero’s services. Since early 2025, a growing number of banks, acquirers and technical service providers across Europe have joined the Wero ecosystem by incorporating the solution in their offerings, as Wero prepares for the deployment of new features, including e-commerce payments starting towards the end of the year. In-store payments, subscriptions management or loyalty programs are also on the roadmap from 2026 onwards.
