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Investor relations

BIL is a leading independent bank in Luxembourg with a strong brand and offers retail, private, corporate and institutional banking as well as treasury and financial market services.

Investment in BIL represents a rare opportunity for international diversification in the financial sector of Luxembourg, a AAA rated country at the heart of Europe. BIL is one of the biggest banks in Luxembourg and is recognised as systemically important by the European Central Bank. Legend Holdings, a Chinese investment group listed on the Hong Kong Stock Exchange who founded the Lenovo Group, holds a 90% stake in BIL. The remaining 10% are owned by the Luxembourgish Government, thereby further strengthening the strategic position of the bank.

Investor presentation

The investor presentation contains dedicated information for potential buyers of BIL Notes, including an introduction to the bank with key figures pertaining to BIL’s financial performance, asset quality, solvency and liquidity as well as a detailed description of its shareholding structure.

Ratings and key figures

S&P
23.11.2020
Full rating report
Moody’s
07.05.2018
Full rating report
Long-term rating A- A2
Short-term rating A-2 P-1
Outlook stable stable

A good performance in a challenging environment (30.06.2021):

  • Net income after tax: EUR 47 million, +18% (EUR 40 million as at 30.06.2020)
  • Assets under Management: EUR 45.5 billion (EUR 43.7 billion as at 31.12.2020)
  • Customer deposits: EUR 20.3 billion, +2.7% (EUR 19.8 billion as at 31.12.2020)
  • Customer loans: EUR 15.9 billion, +3% (EUR 15.4 billion as at 31.12.2020)
  • Common Equity Tier 1 Capital Ratio: 13.18%
  • Capital Adequacy Ratio: 16.23%

Financial and risk reports

BIL publishes annual and semi-annual financial and risk reports:

Investor relations contacts

+352 4590-1

Olivier Habay
Head of Long Term Funding

Didier Le Gloan
Head of Financial Communication

Jérôme Nèble
Head of Products & Markets

Nico Picard
CFO