Alerte phishinghttps://www.bil.com/en/Lists/BILInternetAlerts/DispForm.aspx?ID=1Alerte phishing<b>Alert: e-mail fraud attempts underway!</b><br><br> Be vigilant, fraudsters are trying to pass themselves off as BIL by sending you an e-mail inviting you to click on a fake BILnet link. Do not share any personal information and do not click on this link. BIL will NEVER ask you by text message, e-mail or telephone for your LuxTrust login and password (used in BILnet), or for your bank card number or secret code. <br><br>If you believe you are the victim of attempted fraud or in the event of fraudulent use of your card, contact Worldline by calling <a href="tel:+352491010">+352 4910-10</a>.1

/PublishingImages/site-groupebil/groupebil-accueil.jpg

Investor relations

BIL is a leading independent bank in Luxembourg with a strong brand and offers retail, private, corporate and institutional banking as well as treasury and financial market services.

Investment in BIL represents a rare opportunity for international diversification in the financial sector of Luxembourg, a AAA rated country at the heart of Europe. BIL is one of the biggest banks in Luxembourg and is recognised as systemically important by the European Central Bank. Legend Holdings, a Chinese investment group listed on the Hong Kong Stock Exchange who founded the Lenovo Group, holds a 90% stake in BIL. The remaining 10% are owned by the Luxembourgish Government, thereby further strengthening the strategic position of the bank.

Investor presentation

The investor presentation contains dedicated information for potential buyers of BIL Notes, including an introduction to the bank with key figures pertaining to BIL’s financial performance, asset quality, solvency and liquidity as well as a detailed description of its shareholding structure.

Ratings and key figures

​A- / Negative / A-2

Full rating report - 30/10/2024
​Standalone Rating SACP bbb+
​ALAC Support +1 notch
​Last rating action 22 Nov 2019
​Rating affirmed 30 Oct 2024

Credit Ratings

Senior Preferred A-
Negative Outlook
Senior Non-Preferred BBB
Tier 2 BBB-
A2 / Stable / P-1

Full rating report - 15/07/2022
​Standalone Rating (BCA) baa2
​Government uplift +1 notch
Loss Given Failure (LGF) +2 notches
Last Rating Action (ratings affirmed) 03/04/2024
Periodic review (ratings affirmed) ​19 July 2023

Credit Ratings

Senior Preferred A2
Stable outlook
Senior Non-Preferred (P)Baa2
Tier 2 Baa3

Financial and risk reports

BIL publishes annual and semi-annual financial and risk reports:

Investor relations contacts

+352 4590-1

Olivier Habay
Head of Long Term Funding

Didier Le Gloan
Head of Financial Communication

Jérôme Nèble
Head of Products & Markets

Nico Picard
CFO