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Discover BIL

Operating in retail banking, private banking and corporate banking activities, BIL is among the country’s top three banks.

BIL, a key player in the Luxembourg financial market

Founded in 1856, Banque Internationale à Luxembourg (BIL) is the oldest private banking group in the Grand Duchy. It issued its first banknotes in the year it was created and retained this privilege until the introduction of the euro.

Recognised as being a true cornerstone of the Luxembourg financial market, BIL plays a key role in developing the local economy. Operating in retail banking, private banking and corporate banking activities, it is among the country’s top three banks.

BIL is currently owned by Precision Capital S.A. – a Luxembourg public limited company regulated by the CSSF (Luxembourg’s financial regulator) – and the State of Luxembourg.

Its systemic importance has been confirmed by the European Central Bank. The BIL group employs more than 2,000 staff worldwide.

A diverse range of business lines to meet the needs of our Luxembourg and international clients

BIL also operates through several Luxembourg-based subsidiaries in the Family Office (Belair House), alternative fund management (BIL Manage Invest), financial structuring services (Experta) and leasing (BIL Lease) sectors.

  • Retail banking

    Through its network of 40 branches in Luxembourg, retail clients can access BIL’s renowned expertise in banking, financing solutions, savings and investments.

    In addition to the products and services available in-branch, BIL provides its clients with an efficient and secure online banking solution: BILnet.

    BIL has made its mark as an innovator in the field of new technologies: mobile banking, cardless cash withdrawals, fingerprint recognition, contactless payment, etc.

  • Private Banking

    BIL helps its private banking clients to manage and structure their wealth and financial sector professionals to develop their activities.

    BIL focuses its Wealth Management activities on a certain number of target markets, particularly in Europe and the Middle East. This has led BIL to create centres of excellence in Luxembourg, Switzerland, Denmark, Sweden and Dubai.

    In October 2014, BIL was awarded “Best Private Bank in Luxembourg” by the magazine The International Banker. In July 2015 BIL was voted “Best Bank in Luxembourg” by Euromoney magazine at the Awards for Excellence 2015 ceremony.

  • Corporate banking

    BIL is a strong partner of companies of all sizes, financial institutions and the public sector. It supports many projects and strategic initiatives launched in the Luxembourg and abroad.

    Always attentive to its clients, BIL serves their professional and private interests by offering them a comprehensive range of banking and financial products and services.

  • Financial markets

    BIL’s activity on financial markets is carried out on two trading floors located in Luxembourg and Zurich.

    These activities comprise financial market transactions, cash management, financial engineering and long-term financial solutions through the EMTN issuance programme in particular.

    BIL also promotes and markets a comprehensive range of Treasury & Financial Markets products designed for professional clients (banks, insurance firms, large corporations and multinationals, state institutions, asset managers and investment funds).

  • Insurance

    BIL is a licenced insurance broker and offers its clients and partners a broad range of solutions (life insurance, pension schemes, retirement savings, etc.).

The BIL Group

The oldest private bank in the Grand Duchy of Luxembourg. Since being established in 1856, BIL has been helping private and corporate clients with their financial projects.

Robust financial health (12.31.2015)

  • €35.5 billion of assets under management (+15.2% compared with December 2014)
  • Total assets of €21.5 billion
  • 134 million pre-tax income (up 10% in comparison to December 2014)
  • Common equity tier 1 ratio of 13.04% according to Basel II
  • Common equity tier 1 ratio of 15.72% according to Basel III
Long-term rating A- BBB+ A3
Short-term rating A-2 F2 P-2
Outlook stable stable positive