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For further information, please do not hesitate to call us on +352 4590-5000

Ensuring that your IT equipment is always up to date

Let your IT equipment evolve along with your business.

What is financial leasing?

What does this financing solution consist of? How does it work? What type of assets can I lease? Find out the answers to these questions in this video!

Advantages and benefits

  • Goods fully financed by BIL Lease

    (including pre-payment of VAT), without any capital outlay by the lessee.

  • Fixed rates and instalments throughout the lease.

  • Flexible

    Can be paid in monthly, quarterly, half-yearly, annual or seasonal instalments to keep track of the lessee’s cash flows; possibility of making a higher initial payment.

  • Balance sheet neutral

    The item does not appear as a fixed asset nor as a liability on the lessee’s balance sheet.

  • Potential partial or full deduction of lease payments as operating expenses.

  • Ability to reclaim VAT

    (on lease payments).

  • Continued benefit from the investment-related tax credit.

  • Special terms with lower rates and application fees for green vehicles.

Equipment covered*

Icône épargne


cars, utility vehicles, trailers, lorries, buses, , locomotives, etc.

Icône épargne

Building and public works equipment

Civil engineering machinery, cranes, diggers, etc.

Icône épargne

Handling equipment

Telescopic forklifts, forklift trucks, etc.

Icône épargne

Industrial equipment

Machine tools, presses, etc.

Icône épargne

Farming machinery

Tractors, combine harvesters, etc.

Icône épargne

IT, office and telecom equipment

Icône épargne

Medical and surgical equipment

Equipment for dental surgeries, medical imaging, ophthalmology, etc.

Icône épargne

Equipment for the HORECA sector

Professional kitchens, etc.

Icône épargne

Office furniture

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What is a finance lease?

Lessees have three options at the end of the lease:

Can used equipment be covered by a lease?

Is it possible to make an own contribution?

Grants available for the purchase of a green vehicle

*Non-exhaustive list of equipment. Please do not hesitate to contact your BIL Relationship Manager for more information.
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