Paying has never been so easy!

Whether you're in Luxembourg, Belgium or the Netherlands, Payconiq is the application that lets you pay for your purchases, pay your bills and transfer money, all directly from your smartphone.

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As a private individual, Payconiq offers you practical solutions to make your day-to-day life easier:

Transfer money easily

pay back your friends easily and ask to be paid back using a simple telephone number.

With Payconiq, all you have to do is enter your contact's mobile number to make an instant money transfer to their account. No need to ask for bank details, everything is done quickly and directly from the application.

Pay your bills in an instant

stop wasting time entering your bill details to pay them.

With Payconiq, all you have to do is scan the QR code on your invoice and validate the transfer from the application in an instant. No more tedious data entry, Payconiq simplifies the process of paying your invoices.

Make your payments online

don't bother entering your bank details every time you pay online.

With Payconiq, all you have to do is scan the payment QR code from the website or app and validate the transfer instantly.

Pay quickly and easily in shops and restaurants

say goodbye to waiting to pay your bill in restaurants.

With Payconiq, all you have to do is scan the QR code displayed on the checkout and make your payment via the app. The amount will be displayed directly on the till, so you can pay quickly and easily.

As a professional, Payconiq offers you practical solutions to make your financial transactions easier:

Collect funds

generate personalised QR codes to collect funds, donations or memberships. Share them with your audience and members to facilitate payments.

Issue invoices and make payments easy

make paying your invoices easy by adding a QR code to your invoices or website. Your customers can simply scan the code with their Payconiq application and make the payment securely and easily.

Simplify your transaction management

link your till system to Payconiq to record payments directly on your till. Payments made via Payconiq will be automatically integrated into your till system.

Activate your BIL Payconiq application in just a few clicks to pay for your purchases, pay your bills and transfer money, all directly from your smartphone.
: To complete the activation process, you will need to perform two separate LuxTrust validations.

STARTStage 1 START Open your BIL Payconiq application and click on "Start activation".

Step 2Choose the "I am a new user" option and click on "Let's go".

Step 3Enter your mobile number and click on "Continue".

Step 4Enter the activation code you received on your mobile.
If you have not received a code, please click on "send the code again".

Step 5Select your Luxtrust authentication system

Step 6Enter your LuxTrust credentials

Step 7Validate your transaction.

Step 8Choose the accounts you wish to use with your BILPayconiq application.

Step 9Accept the Payconiq terms of use, then click on "Activate for Payconiq".

Step 10Confirm your consent, then click on "Validate".

Step 11Sign the service activation by authenticating yourself with your LuxTrust product.

Step 12Validate your transaction.

Step 13Finalise your activation by entering your PIN code and click on "Continue".