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Growing a business means continuously making important decisions, whether onboarding new clients, selecting business partners or managing overdue receivables. At BIL, we are committed to helping you anticipate risks, make informed decisions and protect your business.

Through our partnership with Creditreform, a leading provider of business information and debt collection services, you gain access to solutions that help you better assess risk, strengthen decision-making and safeguard cash flow, while benefiting from preferential conditions.

Creditreform’s solutions

Business Information

Access key information on your clients, suppliers and business partners to assess risk, verify creditworthiness and support business growth.

Debt Collection

Benefit from Creditreform's expertise to manage unpaid receivables, reduce payment delays and focus on growing your business.

Better insights for better business decisions

Building strong and sustainable business relationships starts with having access to the right information.
With Creditreform's business information services allow you to:


  • Assess the financial health and creditworthiness of clients, prospects and business partners.

  • Verify the reliability of suppliers and counterparties.

  • Reduce the risk of late payments and bad debt.

  • Establish credit limits and payment terms with greater confidence.

  • Monitor changes in the financial situation of key business partners.


By gaining deeper insight into the companies you do business with, you can anticipate risks earlier and make more informed decisions and support your company's growth with confidence.

Improve your cash flow protection with professional debt collection services

Managing risk does not stop at assessing business partners. When payment issues arise, having the right support in place is equally important to protect your company's financial stability and preserve cash flow.

Through Creditreform's debt collection services, you benefit from professional support to:

  • Recover outstanding invoices efficiently.

  • Reduce the impact of overdue payments on your business.

  • Improve cash flow management.

  • Free up valuable internal resources and focus on your core activities.

  • Access tailored solutions adapted to each collection case.

Whether you are managing occasional payment delays or more complex collection cases, Creditreform's expertise can help you protect your business interests while maintaining professional relationships whenever possible.

Supporting your business beyond traditional banking

At BIL, we believe that supporting entrepreneurs goes beyond providing banking products and financing solutions.

Our ambition is to offer access to practical services that help you better anticipate risks, manage your business more effectively and support sustainable growth.

Discover our full range of digital services through the BIL Pro platform.