A new investment product with no capital protection and a guaranteed annual coupon of 9.08% gross (before fees, duties and taxes), reserved exclusively for BIL employees

This BIL structured product offers exposure to the shares of the Dutch company ASML, one of the leading global manufacturers of lithography technology for the semiconductor sector.

It offers an opportunity to generate a high return over a short investment period and to mitigate the product’s real risk via a mechanism that provides a protection barrier should the value of the shares fall.

Main risks:

  • The product does not offer capital protection as it is fully exposed to the performance of the underlying, so you may lose all or part of your investment.
  • You are also exposed to the following risks: issuer risk, market risk, liquidity risk, exchange risk, early termination and reinvestment risk, and illiquidity of the underlying.

See the technical description for more details

Characteristics of the BSP BIL+647 EUR 9.08% Barrier Reverse Conv ASML 06/24:

  • 1-year investment horizon
  • Guaranteed annual coupon of 9.08% gross (before fees, duties and taxes)
  • Capital not protected
  • After one year, barrier to protect 60% of the initial price of the ASML share:
    • If the final price of the share is above 60% of the initial price, you will be reimbursed 100% of your investment in cash
    • If the final price of the share is equal to or below 60% of the initial price, you will receive the full number of shares corresponding to your initial investment (any fractions of shares will be reimbursed in cash at their final value - a fraction of share is a portion of a share that is less than a full share)
  • Minimum investment of EUR 1,000

See the technical description for more details

Subscription until 15/06/2023 inclusive

Your conditions as a BIL employee:

  • No entry or exit charges or custody fees
  • Capital not protected
  • Product reserved exclusively for current and retired employees of BIL and its national subsidiaries, as well as their spouses and adult children; see the "dossier social"
  • An attractive return because BIL is bearing the cost of financing the product

How to subscribe