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Together for you For further information, please do not hesitate to call us on +352 4590-3000

BIL Pension

Plan ahead and make the most of your retirement.

Did you know?

Average pension paid for December 2018

1 910,141

1Gross monthly average for all pensions from the general scheme paid by the Caisse Nationale d'Assurance Pension (CNAP), according to the 2018 General Report on Social Security in Luxembourg. Find out more about these analyses at

With the BIL Pension supplementary pension solution,
you can act now to improve your standard of living
after retirement.

Our solutions

BIL Pension

BIL Pension Protect

  • Tax advantage
  • Risk-free solution: guaranteed interest rate
  • Choice of the method of payment of the retirement capital at the end of the contract
  • Collaboration with quality insurers AXA/FOYER

BIL Pension

BIL Pension Vision

  • Tax advantage
  • A potentially higher return depending on the risk2
  • Expertise of BIL asset managers
  • Choice of the method of payment of the retirement capital at the end of the contract
  • Designed on the basis of monthly investments over the medium/long term, with high potential returns depending on financial market trends3
  • Collaboration with quality insurers AXA/FOYER

2Investing in BIL Pension exposes you to a risk of capital loss. Past performance is no indicator of future performance. In order to limit the exposure of accumulated savings to market risk as they approach retirement age, their choice depends on their age at the beginning of the year.
3Capital not guaranteed

Your advantages


Build up your capital to secure the future of you and your family


Choose the amount and frequency of your payments


Focus on capital protection or performance


Whatever your age,

deduct a maximum annual amount of

3 200 € per taxpayer from your tax base4

4Tax benefits depend on the situation of the individual Luxembourg resident or equivalent taxpayer.


YOUR 2021 TAX YEAR is in your hands!

Subscribe now to take advantage of tax benefits when you file your next return!

Interested or have a question?