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Image de couverture de la page Prêt personnel auto

Personal loan

Do you want to get away, or need to renovate or fit out your home? Bring all your plans to fruition with a BIL personal loan.

Find out more

SIMULATE YOUR LOAN


10 000 EUR

24 Months

Rate applied 3 %

Monthly repayments

Excluding death insurance and loan application fees

456 EUR

Complete a loan simulation, get an agreement-in-principle* and submit your loan application in just a few minutes.

Start your request

*An agreement-in-principle in no way constitutes a promise of a loan.

THE BIL PERSONAL LOAN:
THE RIGHT LOAN FOR YOU AND YOUR PROJECTS

Pay for a wedding, organise a round-the-world trip, buy a kitchen or renovate your home... whatever your plans, BIL is there to help you finance your one-off expenses.

A BIL personal loan is a simple solution with no nasty surprises. Simulate your loan online and get an agreement in principle* in just a few minutes. And if you’re ready to act, you can even sign for your loan online.

PREFERENTIAL RATES

A preferential fixed rate for the under 30s

EASY

Fully online loan application

FAST

An agreement in principle* in just a few minutes

*An agreement in principle in no way constitutes a promise of a loan

The benefits of a personal loan

  • Borrow for between 1 and 5 years
  • Benefit from a special rate for young people (under 30)
  • Borrow up to EUR 75,000
  • Access your funds quickly
  • Get tax relief on your interest payments
  • Protect your personal savings
  • Enjoy peace of mind with death cover
Images d'objets financés à partir d'un prêt personnel

FIND OUT MORE
ABOUT PERSONAL LOANS

  • What can you use a personal loan for?

    Personal (or consumer) loans are an alternative to paying for purchases or projects in cash:

    • Small landscaping projects, renovations or home improvements.
    • Movable assets
    • Travel or other exceptional expenses
  • What are the tax benefits?

    As a consumer loan, a personal loan allows you to benefit from the tax advantages associated with exceptional expenses, provided that a tax declaration or annual statement is submitted in Luxembourg.

    • Loan interest

      You can deduct debit interest of up to EUR 336 per year and per person belonging to the household for tax purposes from your tax base in Luxembourg.