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Financing solutions

Do you plan to invest in new infrastructure, facilities or public buildings or in new technologies and innovative projects?

Gérard DUSCHENE

Public & Project Finance

Phone: +352 4590-1
Mail: contact@bil.com

Meet your working capital requirements

Do you need to deal with occasional or regular cash shortfalls?

BIL offers you various financing options specifically suited to your cash requirements:

  • Overdraft facilities (confirmed) or current account overdraft facilities (unconfirmed).
  • Term loans, Money Market, cash advances.

To find out more about our cash management solutions, please get in touch with your BIL Relationship Manager.

Finance your investments

Do you plan to invest in new infrastructure, facilities or public buildings or in new technologies and innovative projects?

BIL provides effective arrangements to support your investment plans:

  • A wide range of investment loans.
  • Arrangement of debt issue programmes and club deals on the Luxembourg market: documentation, syndication, etc.
  • Origination of bond issues and rating advice, etc.
  • Participation in disintermediated financing such as the Schuldscheindarlehen.
  • Project Finance and financial & legal engineering, etc.

To find out more about our structured financing solutions, please get in touch with your BIL Relationship Manager.

Leasing solutions

Leasing represents an attractive alternative to a traditional loan and an increasingly popular financing solution in the public sector.

Leasing enables you to renew your movable capital equipment (IT systems, vehicles, telephone systems, etc.) without having to dip into your own funds.

How leasing works:

You select your equipment and your supplier. BIL Lease purchases the equipment and leases it to you through a lease agreement. The term of this agreement corresponds to the economic lifespan of the asset. Lease charges can be monthly, quarterly, half-yearly or annual. You have three withdrawal options on expiry of the contract:

  • To purchase the equipment at the initially agreed residual value.
  • To extend the lease with a lower lease payment.
  • To return the equipment to BIL and arrange an agreement for new equipment.

The benefits of leasing:

  • Goods fully financed without using your special budget.
  • Fixed pre-agreed lease payments for the entire period of use of the asset.
  • Ease of replacement of used equipment.

Your BIL Relationship Manager is your main point of contact to analyse your needs and advise you.