Staff loyalty products
For your employees, BIL's range of staff loyalty products represents a reward for their commitment and an attractive addition to their salary package.
Furthermore, as an employer, your organisation enjoys greater commitment by its teams as well as highly attractive conditions with regard to employer contributions and taxation.
Group insurance policies:
Employees benefit from additional insurance (pension, death, disability). The premium paid by the employer is not considered a benefit in kind and the benefits (on the policy's maturity) are not subject to tax in Luxembourg (potentially taxable for non-residents in their country of residence).
Owing to the ability to deduct premiums, your organisation benefits from solution offering tax advantages.
Vehicles:
The leasing options offered by BIL and its partners enable you to provide your employees with a vehicle while spreading the costs over the term of the lease. The vehicle can be financed through two BIL leasing options:
- Financial leases: the agreement includes financing the vehicle and can include registration costs and insurance.
- Operational leasing: this option, in addition to financing the vehicle, includes a series of usage-related costs such as regular maintenance or repairs. A variety of additional services can be provided: insurance, assistance, tyre replacement, a fuel card or even a replacement vehicle.
Your BIL Relationship Manager will introduce you to these solutions, in conjunction with our specialised subsidiaries.