Staff loyalty products
BIL's range of staff loyalty products represents a reward for their commitment and an attractive addition to their salary package. On the other hand, the company as an employer enjoys greater commitment by its teams as well as highly attractive conditions with regard to employer contributions and taxes.
Group insurance policies
Managers and employees benefit from additional insurance (pension, death, disability). The premium paid by the employer is not considered a benefit in kind and the benefits (on the policy's maturity) are not subject to tax in Luxembourg (potentially taxable for non-residents in their country of residence).
Owing to the ability to deduct premiums, the company benefits from a solution offering tax advantages.
The leasing options offered by BIL and its partners enable you to provide your employees with a company vehicle without adversely impacting working capital.
A company vehicle can be financed through two BIL leasing options:
- Financial leases: the agreement includes financing the vehicle and can include registration costs and insurance.
- Operational leasing: this option, in addition to financing the vehicle, includes a series of usage-related costs such as regular maintenance or repairs. A variety of additional services can be provided: insurance, assistance, tyre replacement, a fuel card or even a replacement vehicle.
Your BIL Relationship Manager will introduce you to these solutions, in conjunction with our specialised subsidiaries.