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Social Responsibility



Our policy policy<!-- section : présentation du groupe --> <div data-section="Our commitment" class="section-default is-silver"> <div class="page-wrapper"> <h2 class="title-1">Our commitment</h2> <div class="grid-visual" data-position="left center"> <p></p><p>We believe that in order to offer a healthy and sustainable business environment, Luxembourg must be able to support a climate of economic and social well-being. BIL has always fostered economic growth in Luxembourg and the Greater Region by providing financial support to a range of projects. Whether directly or indirectly, our CSR policy affects clients, employees, service providers and shareholders, as well as society as a whole.</p> <p>BIL therefore focuses on four key, complementary areas:</p> <ul class="list-check"> <li>Constantly challenging the status quo by encouraging innovation</li> <li>Opening new horizons by promoting art and culture</li> <li>Preparing for the future through tangible actions within the field of education</li> <li>Improving the quality of life of our employees</li> </ul> <div class="grid-visual-item"> <div class="sub-wrapper"> <span class="sub-visual"><img src="/PublishingImages/site-particuliers/csr-approche-001.jpg" alt=""></span> </div> </div> </div> </div> </div> <!-- section : présentation du groupe --> <div data-section="Label" class="section-default"> <div class="page-wrapper"> <h2 class="title-1">Label</h2> <p class="title-1-description"></p> <div class="grid-visual" data-position="right center"> <p>Thanks to its ambitious CSR policy, BIL has held the “Socially Responsible Enterprise” label since 2015, awarded by Luxembourg’s National Institute for Sustainable Development and Corporate Social Responsibility (<a href="" target="_blank">INDR</a>).</p> <div class="grid-visual-item"> <div class="sub-wrapper"> <span class="sub-visual"><img src="/PublishingImages/site-particuliers/csr-rse.jpg" alt="Logo label ESR"></span> </div> </div> </div> </div> </div>
Our pillars pillars<!-- section : présentation du groupe --> <div data-section="Innovation" class="section-default"> <div class="page-wrapper"> <h2 class="title-1">Innovation</h2> <p class="title-1-description">Innovating means constantly striving to surpass existing achievements, and is one of our core values. Through our <a href="" target="_blank">dedicated innovation centre</a>, we are looking to develop a stand-out range of services for retail and business clients. We have secured partnerships with major local players, most notably incubators that support the development of the Luxembourg economy by encouraging innovation. In this way, we are supporting the entrepreneurial ecosystem. In addition, BIL supports innovative projects by means of direct investments, and regularly organises conferences and events to promote FinTech start-ups.</p> <div class="grid-visual" data-position="right center"> <ul class="list-accordion"> <li> <h3 class="list-accordion-title">Technoport, Paul Wurth InCub, The Office</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/nyuko.jpg" style="width:100px; margin-right:10px;"> <img src="/PublishingImages/site-groupebil/Technoport.png" style="width:100px;"> <img src="/PublishingImages/site-groupebil/PaulWurth.jpg" style="width:100px; margin-right:10px;"> <img src="/PublishingImages/site-groupebil/The-Office-Logo-Black-500.jpg" style="width:100px;"> <p><a href="" target="_blank"> Technoport</a> and <a href="" target="_blank">Paul Wurth InCub</a> are three business incubators, and <a href="" target="_blank">The Office</a> is a coworking space located in Luxembourg. BIL works closely with these entities to help innovative start-ups and, under these partnerships, the bank provides funding and project evaluation expertise, and helps organise events.</p> </div> </li> <li> <h3 class="list-accordion-title">European Investment Fund</h3> <div class="list-accordion-content"> <p><a href="" target="_blank">BIL was the first Luxembourg bank to sign the InnovFin guarantee agreement</a> for SMEs with the European Investment Fund (EIF) in 2015. Under this agreement, BIL grants EIF-guaranteed loans amounting to EUR 60 million to innovative companies in Luxembourg.</p> </div> </li> <li> <h3 class="list-accordion-title">Digital Tech Fund</h3> <div class="list-accordion-content"> <p><a href="">BIL is a shareholder of Digital Tech Fund</a>, which is managed through a public-private partnership between the Luxembourg government and other private investors. This fund seeks to create an ecosystem of start-ups in the ICT field.</p> </div> </li> <li> <h3 class="list-accordion-title">Business Woman of the Year</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/bwy.png" style="width: 250px;"> <p>Conscious of this untapped potential and in line with its goal of financing the national economy, BIL launched the <a href="" target="_blank">Business Woman of the Year</a> competition in 2006. The aim of the competition? Emphasise the important role that women play in business and to support female entrepreneurship.</p> </div> </li> </ul> <div class="grid-visual-item"> <div class="sub-wrapper"> <span class="sub-visual"><img src="/PublishingImages/site-groupebil/innovation-02.jpg" alt=""></span> </div> </div> </div> </div> </div> <!-- section : présentation du groupe --> <div data-section="Art and culture" class="section-default is-silver"> <div class="page-wrapper"> <h2 class="title-1">Art and Culture</h2> <p class="title-1-description">Art and culture are synonymous with freedom, expression, exploration and renewal. We provide our support to Luxembourg artists and cultural projects, and share in their desire to discover new horizons.</p> <div class="grid-visual" data-position="left center"> <ul class="list-accordion"> <li> <h3 class="list-accordion-title">Fondation Indépendance</h3> <div class="list-accordion-content"> <a href="" target="_blank"><img src="/PublishingImages/site-groupebil/Fondation%20Ind%C3%A9pendance.jpg" style="width: 150px;margin-bottom:10px;"></a> <p>The Fondation Indépendance was established in 1999 by Banque Internationale à Luxembourg. <br>Its aim is to promote art and culture, particularly of a contemporary nature, through its various forms of expression. <br>The Fondation only participates in one-off projects, with a focus on young creators. <br>Prospective projects must be high quality, of cultural value and professional in their approach, while a human, educational and social dimension is desirable. <br>Contact details: <ul class="list-check"> <li>69 route d'Esch L-2953 Luxembourg</li> <li><a href="" target="_blank"></a></li> <li><a href=""></a></li> <li><a href="tel:+35245904849">+352 4590 4849</a></li> <li>09:00 - 17:00</li> </ul> </p> </div> </li> <li> <h3 class="list-accordion-title">Galerie Indépendance</h3> <div class="list-accordion-content"> <p>BIL has its own impressive art gallery, the Galerie Indépendance. Each year, it hosts temporary exhibitions showcasing Luxembourg artists, including works by individuals as well as productions created and presented by artist collectives.</p> <p>This gallery is open from Monday to Friday, 8am to 6pm, and is located in the entrance hall of the bank’s head office at 69, route d’Esch, Luxembourg City. Parking is also available.</p> </div> </li> <li> <h3 class="list-accordion-title">Sandrine Cantoreggi</h3> <div class="list-accordion-content"> <p>Following in the footsteps of Eugène Ysaÿe and George Enescu, <a href="" target="_blank">Sandrine Cantoreggi</a> is a violinist incorporating both the Franco-Belgian and Russian schools of violin playing. <br>Having attained the Premier Prix from the Conservatoire National Supérieur de Musique et de Danse in Paris, she obtained a Konzertexamen diploma from the Mannheim-Heidelberg Music Academy and graduated with the highest honours from the Queen Elisabeth Music Chapel in Belgium. <br>Her passionate performances cover a large and eclectic repertoire, ranging from baroque to contemporary compositions. <br>She has performed at a number of renowned European music festivals and many internationally celebrated music venues in Europe. She has played with large orchestras such as the OPL (Luxembourg) or the Moscow Virtuosi and under prestigious conductors and artists (including Yehudi, Jean-Pierre Faber, Dorian Wilson, etc.). <p>Banque Internationale à Luxembourg has provided Sandrine with a G. B. Guadagnini violin (ca. 1754) on which to perform.</p> </div> </li> <li> <h3 class="list-accordion-title">Den Atelier</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/den%20Atelier.png"> <p>BIL is the main sponsor of music event organiser <a href="" target="_blank">den Atelier</a>. We have the shared goal of promoting music and the local and international arts scene. As well as increasing the visibility of upcoming events, this partnership allows us to offer our clients concert tickets for the Atelier, as well as other concert halls in the country such as Rockhal and the Philharmonie.</p> </div> </li> <li> <h3 class="list-accordion-title">TEFAF</h3> <div class="list-accordion-content"> <p>The <a href="" target="_blank">TEFAF</a> (The European Fine Art Fair) is the world’s largest art and antiques fair. Each year, BIL supports the event by showcasing various centrepieces in Luxembourg for clients looking to invest in art.</p> </div> </li> </ul> <div class="grid-visual-item"> <div class="sub-wrapper"> <span class="sub-visual"><img src="/PublishingImages/site-groupebil/Culture-02.jpg" alt=""></span> </div> </div> </div> </div> </div> <!-- section : présentation du groupe --> <div data-section="Education" class="section-default"> <div class="page-wrapper"> <h2 class="title-1">Education</h2> <p class="title-1-description">Education is not only vital to personal development, but also a major factor in driving progress. We recognise the key role that education plays in developing a highly skilled workforce in Luxembourg. Beyond training our own staff members through programmes encouraging continuous learning and innovation, BIL is committed to education as a whole.</p> <div class="grid-visual" data-position="right center"> <ul class="list-accordion"> <li> <h3 class="list-accordion-title">SOS Villages d’Enfants Monde</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/SOS%20Villages%20d'Enfants%20Monde.png"> <p>On an international level, BIL provides financial aid to <a href="’Enfants-(1).aspx" target="_blank"> SOS Children’s Village Dosso, Niger</a>, managed by <a href="" target="_blank">SOS Villages d’Enfants Monde</a>. Related to this project, BIL also finances a programme aimed at improving the skills of teachers looking after these children. This initiative not only provides educational support to children, but also helps develop the local community. Parents are able to engage in work activities while the children are looked after in the kindergarten.</p> </div> </li> <li> <h3 class="list-accordion-title">SOS Kannerduerf Mersch</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/SOS%20Kannerduerf.png"> <p>We also support <a href="" target="_blank">SOS Kannerduerf Luxembourg</a>. A number of our staff members give some of their time to help organise a large annual fête, which brings together children from the village for a fun-filled day of activities. BIL also allows minors staying with host families to open a bank account.</p> </div> </li> <li> <h3 class="list-accordion-title">Jonk Entrepreneuren Luxembourg</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/Jonk%20Entrepreneuren.png" style="width: 300px"> <p>We are one of the main sponsors of <a href="" target="_blank">Jonk Entrepreneuren</a>, a Luxembourg initiative that aims to foster entrepreneurial spirit among young people, and our volunteers offer assistance to students as they create their fictional company. We are a proud supporter of their Alumni community.</p> </div> </li> <li> <h3 class="list-accordion-title">Lëtzebuerger Guiden a Scouten</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/L%C3%ABtzebuerger%20Guiden%20a%20Scouten.png"> <p>BIL is a long-standing sponsor of <a href="" target="_blank">Lëtzebuerger Guiden a Scouten</a>, the largest youth organisation in Luxembourg with around 5,000 members divided into 58 local scout and guide groups. BIL provides support for an environmental education programme, various initiatives that involve working locally in certain developing countries, and training for members and scout leaders.</p> </div> </li> <li> <h3 class="list-accordion-title">D’Woch vun de Suen</h3> <div class="list-accordion-content"> <p>Every year, many of our staff members take part in the “Woch vun de Suen”, held in Luxembourg as part of the European Money Week, a financial educational programme that aims to make children aware of money management and the importance of saving. The programme doesn’t look to create future investors, but instead aims to instil a sense of money management in terms of savings and everyday purchases.</p> </div> </li> <li> <h3 class="list-accordion-title">dayCare</h3> <div class="list-accordion-content"> <p>Under the <a href="" target="_blank">dayCare</a> initiative, we host pupils for a paid, one-day introductory work placement to learn about banking activities and experience the working environment. This project has already allowed more than a thousand pupils to discover Luxembourg businesses first-hand and, as an added bonus, collect money for various charities.</p> </div> </li> </ul> <div class="grid-visual-item"> <div class="sub-wrapper"> <span class="sub-visual"><img src="/PublishingImages/site-groupebil/Education-02.jpg" alt=""></span> </div> </div> </div> </div> </div> <!-- section : Health --> <div data-section="Health" class="section-default is-silver"> <div class="page-wrapper"> <h2 class="title-1">Health</h2> <p class="title-1-description" style="margin-bottom:150px;">We strive to improve our employees’ quality of life because it is essential to individual and group performance, both within our bank and society as a whole.</p> <div class="grid-visual" data-position="left center"> <ul class="list-accordion"> <li> <h3 class="list-accordion-title">Médecins du Monde</h3> <div class="list-accordion-content"> <img src="/PublishingImages/site-groupebil/M%C3%A9decins%20du%20Monde.png" style="float: left;width: 100px;margin: 10px;"> <p>We actively support <a href="" target="_blank">Médecins du Monde</a>, which strives to help the least fortunate by providing medical care in Luxembourg and across the world. This involves collecting medicine and hygiene products from our colleagues, hosting a stand on BIL premises, participating in charity concerts, furniture donations, etc.</p> </div> </li> <li> <h3 class="list-accordion-title">Art2Cure</h3> <div class="list-accordion-content"> <p>We are pleased to announce the opening of Art2Cure at our art gallery, Galerie “Indépendance”. The concept of the exhibition is to sell the works on display and use the proceeds to help fund research projects on Parkinson’s disease and Zellweger syndrome, which is a rare, incurable disease that affects children.</p> </div> </li> <li> <h3 class="list-accordion-title">Fondation Cancer</h3> <div class="list-accordion-content"> <p>Many of us have witnessed cancer, either we were or still are personally affected, or a loved one or acquaintance falls ill. This is why BIL actively supports the <a href="" target="_blank">Fondation Cancer</a> and our employees participate in the annual "<a href="" target="_blank">Relais pour la vie</a>" event, which is a powerful show of solidarity.</p> </div> </li> </ul> <div class="grid-visual-item"> <div class="sub-wrapper"> <span class="sub-visual"><img src="/PublishingImages/site-groupebil/Benevolat-02.jpg" alt=""></span> </div> </div> </div> </div> </div>
Our initiatives initiatives
Reports<div data-section="Annual reports" class="section-default is-silver"> <div class="page-wrapper"> <div class="grid-center"> <h2 class="title-1">Non-financial report</h2> </div> <ul class="list-brochure"> <li> <a class="sub-link" href="{%BIL_Internet_Root_URL_Luxembourg%}/Documents/brochures/Non-financial-report-2019.pdf" target="_blank"> <span class="sub-visual"><img src="{%BIL_Internet_Root_URL_Luxembourg%}/PublishingImages/site-groupebil/brochures/bil-ranf2019.jpg?renditionID=6" alt=""></span> <span class="sub-title">Non-financial report 2019</span> </a> </li> <li> <a class="sub-link" href="{%BIL_Internet_Root_URL_Luxembourg%}/Documents/brochures/Non-financial-report-2018.pdf" target="_blank"> <span class="sub-visual"><img src="{%BIL_Internet_Root_URL_Luxembourg%}/PublishingImages/site-groupebil/brochures/bil-ranf2018.jpg?renditionID=6" alt=""></span> <span class="sub-title">Non-financial report 2018</span> </a> </li> <li> <a class="sub-link" href="{%BIL_Internet_Root_URL_Luxembourg%}/Documents/brochures/BIL_rapport_info_non_financieres_2017.pdf" target="_blank"> <span class="sub-visual"><img src="{%BIL_Internet_Root_URL_Luxembourg%}/PublishingImages/site-groupebil/brochures/bil-ranf2017.jpg?renditionID=6" alt=""></span> <span class="sub-title">Non-financial report 2017</span> </a> </li> <li> <a class="sub-link" href="{%BIL_Internet_Root_URL_Luxembourg%}/Documents/brochures/charte-fournisseur-en.pdf" target="_blank"> <span class="sub-visual"><img src="{%BIL_Internet_Root_URL_Luxembourg%}/PublishingImages/site-groupebil/brochures/charte-fournisseur-fr.jpg?renditionID=6" alt=""></span> <span class="sub-title">Guide to the implementation of corporate social responsibility policy by suppliers</span> </a> </li> </ul> </div> </div>